Owed money by "friend"

racquel

Not sure if this is the right ace for this so apologies in advance.
A coworker/ friend bought some things out of my catalogue over the course of a few years, paying monthly, at times missing payments and borrowing money til his next payday.
He's recently left and now on a weekly pay job and assured me in fb messages that he will carry on paying as he appreciates I did a lot for him money wise.
This week after a couple weeks grace waiting for his week in hand was supposed to be the first payment, o said I would need it by yesterday, he left our work on bad terms as he had just been payed a months wage but had taken all the years holidays and owed them £500 pound which I think they were taking off him somehow ( Not sure how due to him.already being paid)
Anyway as you are probably guessing no payment was transfered yesterday, and I messaged him this afternoon to ask if he was going to pay, no response.
I know what everyone will say, I shouldn't have let him buy stuff but what is done is done, I gave screenshotted all the messages I have, over a years worth of him asking for the things ordering and also some have imaged of them with the price on, also the messages stating he will pay me, it's it actually £174, but its the principle of it that bugs me, I know it's early days and may pay, but I just want some advice as to whether it would be worth the hassle/cost of trying to get the money back, another friend is saying unless i threaten him with bailiffs I probably won't see anything

Comms69

Your friend should have mentioned you’d need to go to court first

racquel

I'm aware of that, that's why he said "threaten", to kick his !!!! into gear

Blackpool_Saver

I don't know how catalogues work these days ...are you the agent and he your customer, or was all the stuff bought in your name and given to him?

racquel

It's in my name

PrettyKittyKat

Sadly I think you will have to write this money off and pay it yourself. Take it as a lesson learned. If he does pay it you back then at least that's a bonus. It is frustrating, and I agree with you on the principle point, but sadly it's all or can really do other than going down the small claims court.

Blackpool_Saver

racquel wrote: »

It's in my name

So sorry to hear that

chesky

If he's admitted that the money is a loan and not a gift, in writing, then you could write him a 'letter before action' threatening to take him to the small claims court unless he pays you back by a certain date. Send it recorded delivery. But then, as it costs to actually do it, you may well decide it would be throwing good money after bad.

I expect you can google template letters to help you.

Marvel1

Money claim online
https://www.gov.uk/make-money-claim

worried_jim

Never mix money with family or friends. Here endeth the lesson.

Voyager2002

worried_jim wrote: »

Never mix money with family or friends. Here endeth the lesson.

Yes, but that is at the core of these catalogue companies' business model.