📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Apple's iphone interest fee payments plan - can it be paid off early?

Options
2»

Comments

  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    PAUL7331 wrote: »
    I'll tell you why....

    I want to purchase it out right but not the full cost as im selling my iphone 7 for £300 so only want to put down £300 upfront and when I do decide to buy it outright I want to do it via AMEX to accumulate american express award points - I'll then pay off the card right away to avoid interest.

    Clear?

    Much better.

    Saying something like I don’t want it hanging over my head makes it sound like a burden when in fact all it was about was to get some reward points
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • mobilejunkie
    mobilejunkie Posts: 8,460 Forumite
    edited 8 November 2018 at 9:54AM
    PAUL7331 wrote: »
    Oh ok then so I CAN use AMEX to pay off the balance without charge?

    I doubt it; unless you pay it off with a transfer or bank payment. I don't think you can use a credit card and they may charge for a debit card payment (unless that's changed). It will be in the t&c somewhere - or you can simply call the horse's mouth.
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    Additional payments can be made by credit or debit through over the telephone 24 hours a day through our automated service. Please dial 0800 15 22 888* and follow the instructions. We do not accept Barclaycard or American Express credit cards.

    So you won't be able to use your AmEx to earn rewards, sorry.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
  • PAUL7331
    PAUL7331 Posts: 300 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    20aday wrote: »
    Additional payments can be made by credit or debit through over the telephone 24 hours a day through our automated service. Please dial 0800 15 22 888* and follow the instructions. We do not accept Barclaycard or American Express credit cards.

    So you won't be able to use your AmEx to earn rewards, sorry.

    That clears it up - thanks mate.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.