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Journey to mortgage freedom

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  • FIREdoc
    FIREdoc Posts: 56 Forumite
    Sixth Anniversary 10 Posts
    19 years remaining on the mortgage "officially". I'd love to be done in 13 years.... Doable? Lets see! 
    Interest rate now 4.29, fixed until summer 2028 ... Probably not the savviest decision a year ago, but we were worried if rates crept up and didn't come down, that a shorter fix may lead to even higher repayments that could be a struggle, and we valued the stability/certainty of 5 years albeit at a higher rate.
    Overpaying around 250/month so hopefully this chipping away will make a difference 🤞
    Starting mortgage Summer 2018 - £213,500
    2018 [STRIKE] Dec £205,330 [/STRIKE]
    2019 [STRIKE]Jan £204 200 MAY £199,650 August £196 000[/STRIKE] December £193 500

    [STRIKE]Goal for 2019 - £195,000.[/STRIKE] Goal for 2023 - £125000
    MFW2019 #89 £4303/£10,000
  • FIREdoc
    FIREdoc Posts: 56 Forumite
    Sixth Anniversary 10 Posts
    Four year old starting school and so now is the time to get serious!
    Starting mortgage Summer 2018 - £213,500
    2018 [STRIKE] Dec £205,330 [/STRIKE]
    2019 [STRIKE]Jan £204 200 MAY £199,650 August £196 000[/STRIKE] December £193 500

    [STRIKE]Goal for 2019 - £195,000.[/STRIKE] Goal for 2023 - £125000
    MFW2019 #89 £4303/£10,000
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