Journey to mortgage freedom

greent

Congratulations!

Brindlebabe

Congratulations!
How exciting!
Keep us updated when you get time.

FIREdoc

Keeping on plodding here, with reductions in overpayments as mat leave gets closer! Little one due in 2ish months now... Exciting, if a little terrifying! Looking forward to a year of getting to know them, and hopefully can get back on the MFW bandwagon properly when I'm back at work in 2021. Until then, plan is to be as sensible as possible, use savings as needed, but avoid debt and overspending. 

twinklie

So exciting. I know you've not even finished yet, but do you think you'll return to work, return part time or full time? I know people that have done all of the above and I'm part time 3.5 days per week but I generally work 4 days term time and save the extra 0.5 per week for school holidays. 
I'm just leaving little phase, my youngest starts school in September. So I'm insanely jealous of anyone about to embark on the journey - I'd love to do it all again. 

FIREdoc

That sounds a perfect set up twinklie! Yes, we're both very excited for this adventure into the unknown No firm plans yet, but we're thinking that I'll work 4 days and husband with work 4 days, so each have a solo day with little one, and nursery for the 3 days we're both at work. We think both our workplaces should be fine with changing our hours. But we want to see how the first months/year go first before both committing to a change!! 

twinklie

Aww I think the shared childcare sounds amazing. We'd have loved to do that. The first time round my hubby was just finishing his PhD and then starting his teacher training (he no longer teaches), the second time he had just quit teaching and ended up working in a warehouse whilst he looked for another job. So he was full time with both and I was solo parenting most of it due to the crazy hours he did. I'm not complaining though, I've loved doing it all but as a result they are very much Mummy's boys. 

FIREdoc

I am indulging in a pity party over covid19 today. It all feels so rotten, bringing a child into all this. I'm frightened about labour (will I be safe, will there be enough staff, will my husband even be allowed to be there,...), I'm worried about post partum support, I'm devastated that it likely means our parents (and wider families) wont meet little one for weeks/months (first grandchild for all, so it feels such a loss for them), and generally feel like I'm grieving for the normal maternity leave that I've seen my friends enjoy over the past few years (last dates with husband before little one arrives, coffee with other new mums in the early weeks/months). Nothing MFW to say today, just fed up with the world and so so sad.

savingholmes

Hi Fire doc - It is crazy how much the world had changed in such a short period. You will have 'losses' of things most of us took for granted when we had ours - mine are 16 and 22. However you will also have gains - in that technology is so much better than it used to be. People can still drop off food for you and send you presents. I do feel for you though - particularly if you are currently still working. It sounds like a pregnancy risk assessment needs updating so you can stay home where you should be safer. 'Hugs; 

Brindlebabe

Hi firedoc,
hope all is going well with a tiny one despite all the nastiness in the world just now.
Thinking of you,
Bb x

FIREdoc

Well I'm still here... Mortgage up for renewal, so that's not fun.
But a three year old is fun.
Jumping back in to plans for clearing the mortgage after this hiatus! Needless to say, the 2023 goal has not been met.