IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

BW Legal (NCP) Letter of Claim

Hello,

Back in June I stayed at one of the NCP's for 11 minutes and 29 seconds and I left without buying the ticket. Unfortunately I was caught by ANPR camera. I ignored all the correspondence from NCP, debt collectors and BW Legal.

A few days ago I received the Letter of Claim from BW Legal followed up by several phone calls. Do I have the grounds to defend this? What should I reply to them? In the letter BW Legal did not include photographic evidence but in previous letters NCP did. The letter from BW Legal is signed as "Yours faithfully BW Legal".

Please advise.

vKHsRum.jpg

zgxuOOu.jpg

Comments

  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Two years ago you managed to respond to a Letter of Claim from Gladstones.

    Can you not do something similar this time?
  • Rudixx
    Rudixx Posts: 35 Forumite
    Fourth Anniversary 10 Posts Combo Breaker
    Yeah but two years ago I knew I had rights to park where I parked but this time I know I did not buy the ticket therefore I got the PCN.
  • This looks like the LoC I received 2 years ago. When I questioned it they called it "pre-action communication".
    The LoC I have just received has sections headed "Pre-action protocol for debt claim" and "Particulars of debt"
    It also includes Annex 1 and a Reply form. Your LoC does not comply with the requirements.
    Unfortunately for bwl they have sent my latest over 6 years after the event!
  • Rudixx
    Rudixx Posts: 35 Forumite
    Fourth Anniversary 10 Posts Combo Breaker
    I received Annex 1 information sheet and reply form too.
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Lots of good guidance on how to respond to a Letter of Claim can be found in post #2 of the NEWBIES FAQ sticky thread.
  • Rudixx
    Rudixx Posts: 35 Forumite
    Fourth Anniversary 10 Posts Combo Breaker
    I've seen that but like I said do I have grounds for defence?
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You decide.

    Read all of the Defences linked from post #2 of the NEWBIES thread to help you decide.

    Read other NCP Defence posts also.
    Use those bold words in the forum search facility - choosing Show Posts.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.