Can you avoid isa transfer fee with cash

masonic

Jonathano wrote: »

Not really high risks, just ones picked from HL. Funds like Lindsell train global equity, standard life small companies

Those are high risk funds, both with loss potential of over 50%.

The Lindsell Train fund has never been through a market crash (it fell 8% in one week in the minor market correction earlier this month).

If you'd bought £1000 worth of the Standard Life fund in May 2007 your investment would be worth £550 by the end of 2008. You'd have had a very similar result between March 2000-March 2003.

Glen_Clark

Jonathano wrote: »

when the market improves, have an normal stocks and Shares account,

Sounds like you are waiting for prices to rise before you buy

Alexland

Jonathano sorry it's not clear to me how long it is before you expect to access this money? That will heavily influence the range of suitable asset allocations.