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  • poppy10_2
    poppy10_2 Posts: 6,588 Forumite
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    Prism wrote: »
    Thats without dividends right? With Dividends reinvested the FTSE 100 is up 165% over the last 10 years (rather than 82% without dividends)
    FTSE is up only 59% without dividends over the past ten years (4394->6995)
    poppy10
  • MK62
    MK62 Posts: 1,779 Forumite
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    poppy10 wrote: »
    FTSE is up only 59% without dividends over the past ten years (4394->6995)


    Depends which day you use.......the FTSE100 was in the middle of an extremely volatile period 10 years ago.....


    On Friday 10th Oct 2008, it dropped nearly 9%, but was up over 8% the next trading day, Monday 13th Oct 2008.
  • Alexland
    Alexland Posts: 10,188 Forumite
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    MK62 wrote: »
    Depends which day you use.......the FTSE100 was in the middle of an extremely volatile period 10 years ago.....

    I remember putting a £5k bonus into my pension about that time as a punt as I wasn't really aware what a good decision I was making. Looking back I should have extended the mortgage to invest. What an opportunity!

    Alex
  • Prism
    Prism Posts: 3,852 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    poppy10 wrote: »
    FTSE is up only 59% without dividends over the past ten years (4394->6995)

    Well yes, but since you do in fact get dividends the increase without doesn't mean much
  • Prism wrote: »
    Well yes, but since you do in fact get dividends the increase without doesn't mean much

    Probably silly question but if I invest in a FTSE100 tracker index like the HSBC one do i get the dividends?
  • masonic
    masonic Posts: 27,858 Forumite
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    Probably silly question but if I invest in a FTSE100 tracker index like the HSBC one do i get the dividends?
    Yes all mainstream index tracker funds and ETFs include dividends, either added to the value of your investment or paid out as income.
  • C_Mababejive
    C_Mababejive Posts: 11,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I'm not selling anything let alone crystallizing losses. My strategy over the last year has been to take divi's from individual holdings and buying ITs. I am tempted to click the div reinvestment button but am more likely to continue with my previous invest in IT/diversified products strategy and let the individual holdings just float up and down with the tide.
    Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
  • Sea_Shell
    Sea_Shell Posts: 10,073 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    I'm being thick... What are ITs in this context?
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • masonic
    masonic Posts: 27,858 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sea_Shell wrote: »
    I'm being thick... What are ITs in this context?
    Investment Trusts
  • Alexland
    Alexland Posts: 10,188 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    I just updated my spreadsheets to see the 'big picture' of the past month across our various assets and was pleasantly surprised that, because we save/invest a high proportion of our income, we have only been set back around 3 months in our net worth. The lower the market goes the more optimistic I feel about future long term returns.
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