Santander 123 still best savings account ?
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How do I change my 123 to a lite ? there is no way to do this. As Marcus state that the bank account given upon application is the only linked account allowed, that would mean changing to a lite with a different account number would deem it impossible to move money unless in my current 123 account.Tick the boxes on this linked page (below) and click Transfer Now - and then fill in the account you're transferring... (haven't actually tried it but it looks like it should work)
https://www.santander.co.uk/info/current-accounts/123-lite-current-account/transfer-terms-and-conditions
Post #23. 'Is it half term still?' Or what?0 -
Simple solution adopted here on changing to low-balance Lite account.
Set up overdraft to cover the maximum daily outflow that will occur.
Set up Text Alerts to tell me when I am about to slip into overdraft charges.
True but I'm still going to use my Lloyds Club and switch my 123 ac.
Santander doesn't offer what it once did and Im happy to move on:)0 -
Yorkshire_Pud wrote: »True but I'm still going to use my Lloyds Club and switch my 123 ac.
Santander doesn't offer what it once did and Im happy to move on:)
That's fine - but you flagged an issue which all of us lite-eners have faced - the fall-out from moving from a fully-funded 123 to a sparsely funded 123 lite.
... and I addressed that issue head-on0 -
Well I made a payment of £500 from my Natwest account to Marcus. I had no money showing in the Marcus account. They emailed me saying they refunded the money as payment was not made from my chosen bank (Santander) that was on the 21st and still no money showing in my Natwest account or Marcus. This worries me a lot0
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Well I made a payment of £500 from my Natwest account to Marcus. I had no money showing in the Marcus account. They emailed me saying they refunded the money as payment was not made from my chosen bank (Santander) that was on the 21st and still no money showing in my Natwest account or Marcus. This worries me a lot
That aside, presumably you've contacted them several times since the 21st? What's their response been?0 -
I got confused. They credited me the money back before it was deducted which looked like I was £500 better off.0
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Looking to close santander account with monthly interest and charge due 12th november. Am i best waiting till just after 12th? Or if i close now i guess i will get interest to date of closure and will charge be pro rata?0
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Looking to close santander account with monthly interest and charge due 12th november. Am i best waiting till just after 12th? Or if i close now i guess i will get interest to date of closure and will charge be pro rata?
I.e. best to do it now or very soon.
Also, are you sure you want to close the account rather than downgrading to Lite (for cashback/RS eligibility) or Everyday (to use for future switching and/or upgrading if the 123 interest rate is increased)?"In the future, everyone will be rich for 15 minutes"0
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