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Multicar policies
MallyGirl
Posts: 7,326 Senior Ambassador
Are there any others than Aviva, Admiral and LV=?
We are currently with Admiral and it is easier to just deal with one renewal - maybe that comes at a cost though?
I have just done 3 renewal quotes for exactly the same 2 cars and drivers:
Admiral - £1,457.28
Aviva - £2,210.06
LV= - £1,081.92
Given the massive variation I feel I need to keep exploring.
Would a broker be a better bet?
We are currently with Admiral and it is easier to just deal with one renewal - maybe that comes at a cost though?
I have just done 3 renewal quotes for exactly the same 2 cars and drivers:
Admiral - £1,457.28
Aviva - £2,210.06
LV= - £1,081.92
Given the massive variation I feel I need to keep exploring.
Would a broker be a better bet?
I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.
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Comments
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Are there any others than Aviva, Admiral and LV=?
We are currently with Admiral and it is easier to just deal with one renewal - maybe that comes at a cost though?
I have just done 3 renewal quotes for exactly the same 2 cars and drivers:
Admiral - £1,457.28
Aviva - £2,210.06
LV= - £1,081.92
Given the massive variation I feel I need to keep exploring.
Would a broker be a better bet?
A broker might know of others.
If it were me Id save money and get 2 individual policies.0 -
I suspect that might have to be the answer - figures don't seem to vary much for my car but DH's boy toy is the killerI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
LV= still coming in cheapest but for 2 individual policies rather than the multicar policy.
Rats - I am actually going to have to call them
I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
For us a multicar policy costs a LOT more. At least an extra £800.Censorship Reigns Supreme in Troll City...0
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Downside of a multi car is that they all end up renewing together, so you have to pay out for all the car's insurance in one go. It also means that when you come to renewal you have to hawk the details of 2/3/4 cars round all the websites. brokers insurers and that takes nearly 2/3/4 times as long.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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The bigger downside of multicar policies is you are unlikely to get the best price on either car compared to a single car quote. So although you might get some discount for 2 or more cars, if the price is much higher in the first place, the multicar quote can still be still poor value compared to individual policies on each car.0
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Hi,for us we find that Admiral Multi-car IS cheaper than individual policies. Having seen the recent LV ad, i tried to get a quote from them but all cars need to be registered at the same address ( Not a restriction with Admiral) , Is anyone aware of other multi-car policies where the cars can be registered at differing addresses?0
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