Car MOT failure need a new one!

Herzlos

Does the DMP allow you to take out finance on an almost new car?

It's only 9 years old though and suffering fairly minor issues so I'd be inclined to keep repairing it until something big happens, and put some cash aside for a replacement or a rental car to get to work.
Then when you're getting something new I'd try to keep it within the budget you've saved. Plenty of decent family sized cars available at every price range.

C_Mababejive

Buy Japanese...

Mercdriver

You have to ignore the 'paying more than the car is worth' thinking. Cars are depreciating assets so that is inevitable. On a DMP if you are offered finance at all, you will be left to the 29.9% and up brokers and may be subject to their choice of cars which will not be pristine. Even a brand new car is not trouble free and not everything is covered by warranty.

I lent my father £1000 because the car needed repairs. He was talking about getting a new one, but I said at that price level, he might find one with more problems than the Skoda Fabia 2004 he had.

Especially being on a DMP you need to think carefully before going out and getting a car. How long does it have to run?

alan_d

I'm surprised that any 9 year car needs welding - however it is a Vauxhall which are pretty awful.
I'm running a 15 year old Volvo which has never been welded - and unlikely to need any anytime soon.
Personally i'd suggest selling it and buying something better for around the same money you sell it for - generally anything German, Swedish or Japanese is a good bet. - And NOT taking something out on finance that you can't really afford.

ratrace

Op, Unless you are buying a brand new car under warrenty (which i dont think you are) then there is no guarantee the the replacement used car will no require any work, all used cars will require some money spending on it to keep them going

If it was me i would just go buy another meriva in the same engine size and same colour that way you can keep your old car for parts as replace them on your new car as and when

you would be suprised how much samll items cost when you need them such as sensors and switches ect....

vauxhall meriva's are not really that expensive to buy used seen below as an example there are loads out there


https://www.ebay.co.uk/itm/Vauxhall-Meriva-Breeze-1-6-LOW-MILEAGE-38300/113277966214?hash=item1a5fe49786:g:D0EAAOSwHUlbn~xS

Geodark

alan_d wrote: »

I'm surprised that any 9 year car needs welding - however it is a Vauxhall which are pretty awful.
I'm running a 15 year old Volvo which has never been welded - and unlikely to need any anytime soon.
Personally i'd suggest selling it and buying something better for around the same money you sell it for - generally anything German, Swedish or Japanese is a good bet. - And NOT taking something out on finance that you can't really afford.

I am running a 12year old Astra and a 11 year old Freelander - neither need welding. The astra has a few spots of rust, but thats from a nasty scrape the previous owner did and didnt get it repaired properly (and yeah I know, I should stop whinging about it and repair it properly myself before its too late:rotfl: )

System

3011gillian wrote: »

there no way I’d know about sealbelt anchors and suspension rods to maintain things like that.

If you bothered to get the car serviced you would have definitely known about the rod being an issue. I suspect most of the cost you're having is because you don't bother having it serviced so things that would be cheap then become expensive by the time you get to the MOT. For example brake pads which are worn get so low that they score the discs so instead of just needing brake pads you end up having to have brake discs as well.

As others have said, buying a new(er) car is madness. You're going to be spending a couple of grand a year to save hundreds on repairs.

angrycrow

9 years old is not old. My newest current car is a 59 plate and still looks and drives like new without a single spec of corrosion. It has however been well looked after with a main dealer service every 12 months, regular cleaning and any faults corrected immediately. My other car is 13 years old and also drives impeccably, also well maintained.

I take the view that neglected cars do tend to costs more in repairs than properly maintained and serviced cars in the long run.

Herzlos

Newer cars likely have more expensive parts to repair (due to being more complex) and more expensive to source (due to there being less bits on the market from scrapped versions or 3rd party suppliers).


Getting the same again seems like a good option if you've got somewhere to store the broken one.

angrycrow

I always struggle to understand these posts trying to justify a new car. Generally they state I am in bad debt or poor credit but my old car I own outright is costing me £500 or £600 every year at mot stage. I want a new car.

Take op's position. A similar car is around £150 a month best case (likely much higher due to poor credit factors) hp or leasing will specify main dealer servicing so £159 first year £249 second year and £159 third year. Mot in third year £50. Add in tyres £240.

Total spend over the three years £6257 and own nothing at the end and be subject to mileage limitations.

So they are happy to spend over £6000 to save £1800.

If you want a new car and can afford it go for it, it is your money to spend as you wish. Just be honest with yourself and don't try to dress it up as money saving when it will cost you an extra £4200.