Marcus is live!

colsten

mrmadcat wrote: »

I did a test small payment Saturday night and it still isn't showing Sunday morning at 1030am. I'm surprised it isn't using Faster Payments

They are using Faster Payment. The commitment for Faster Payment is that your money reaches its destination no later than the end of the next working day. The fact that some/most FPs go a lot faster does not invalidate the commitment.

tg99

10_66 wrote: »

tg99: I opened one today for myself without any problems, but my OH opened one immediately after and got the same message you got. What was the outcome of yours, did they open it or decline?

Called them on Friday and they said had not been declined but that sometimes the ID verification checks they do need further review if any details don’t exactly match based on the tools / verification services they use. Was advised could take up to 5 working days but then got an email yesterday confirming my account was now open and I have subsequently successfully transferred money in.

SpanishBlue

It will be interesting to see if the competition raise their rates.


If not, I can see a lot of funds moving from the likes of Tesco, Bank of Cyprus etc to Marcus.

Kernel_Sanders

Whilst trying to get to sleep last night, I realised that I had failed to capitalise one of the letters. It should be noted that you are not warned that a 3rd incorrect password will lock your account for up to two and a half days. Also, the £7K transfer from my linked BoS account triggered a Lloyd's/BoS fraud risk suspension, lifted after a few minutes chat on the 0800 no. provided. (In stark contrast to Marcus, this was after 10pm).

capital0ne

aj23 wrote: »

If you stuck a grand it in, you only get £15. 1.5% is nothing to write home about.

I wouldn't be rushing to open this account.

I could use that please send me your £15
Set up an annual DD to:
Send to J Bloggs, AnyBank 89-00-99 4561230

Cheers

capital0ne

Sallyforth wrote: »

Hilarious - Marcus rejected me. Possibly because my credit rating is trashed. Pity they don’t realise I have a half million inheritance I’m trying to invest sensibly! Their loss.

You're okay £250,000 is the account limit

capital0ne

Sapphire wrote: »

Just wondered. Do you have to provide a mobile phone number? I don't give out such details generally and don't wish to start now.

Cheap Nokia from ebay £5 and a PAYG sim £10 - does it for me.
Chuck the SIM if you start getting spam calls, and get another.

capital0ne

colsten wrote: »

There is also no way they could possibly verify whether the number you give them is actually yours.

Deosn't matter it's just a verification that you have a physical object to provide a login code, many banks etc use this technique

RomfordNavy

capital0ne wrote: »

Deosn't matter it's just a verification that you have a physical object to provide a login code, many banks etc use this technique

But they don't actually use the mobile number for any verification!

Rheumatoid

RomfordNavy wrote: »

But they don't actually use the mobile number for any verification!

They do. I've just been sent a text when I logged on from my phone instead of my desktop.