PPI on loans

Smokey2016

How do I check for PPI on loan from someone not on Resolver list

Smokey2016

How can I tell if I have had PPI, because my Credit report is missing two addresses that I have lived at, also I have no paperwork

[Deleted User]

Same as your other post.

https://forums.moneysavingexpert.com/discussion/comment/74830202#Comment_74830202

You ask the lender.

Don't use Resolver.

[Deleted User]

You ask the lenders...

Nasqueron

Ring up and ask

Depending how long ago it was, they might have no records either

DCFC79

Smokey2016 wrote: »

How do I check for PPI on loan from someone not on Resolver list

Did you somehow forget you started a same thread asking the same question just 3 minutes before this 1 ?

MallyGirl

Threads merged and moved to a better location

[Deleted User]

DCFC79 wrote: »

Did you somehow forget you started a same thread asking the same question just 3 minutes before this 1 ?

This thread (now merged) was actually the THIRD identical thread posted. The first one is here:
https://forums.moneysavingexpert.com/discussion/5899650/ppi

DCFC79

Moneyineptitude wrote: »

This thread (now merged) was actually the THIRD identical thread posted. The first one is here:
https://forums.moneysavingexpert.com/discussion/5899650/ppi

Yes I saw the third one after delving further, thought it was daft having 3 threads the same so asked a BG to merge them although 1 was missed.

casement

A few days ago, I replied to a sponsored advertisement on, I think it was, the MSN newsfeed, which turned out to be from a company called Allay, saying that people were still being paid out large sums of money from mis-sold PPI payments.

I had tried this before with another company, whose name I don't remember, and been rejected because the amount of money I still owed to the banks (from loans and credit cards I had taken out more than 10 years ago) was more than the payout would be.

When I spoke to Allay on the phone, I mentioned this and was told that this didn't matter and it wouldn't stop me from making a claim but I am worried that the banks might make a payment but insist that it be paid back as part of the debt I owe them and that, in that case, Allay might still charge me their 24% charge, although they claim to operate on a No Win/No Fee basis.

On the other hand, if I approach the banks myself directly, I am worried that they may also refuse to make a payment on the grounds that I still owe them money.

I would be grateful for any advice anyone could give me as to what I would be best to do in this situation.

[Deleted User]

casement wrote: »

I am worried that the banks might make a payment but insist that it be paid back as part of the debt I owe them and that, in that case, Allay might still charge me their 24% charge, although they claim to operate on a No Win/No Fee basis.

You need to understand that the Bank have already offset PPI redress against your unpaid debt. Your complaint is already concluded. You should complain to the Legal Ombudsman about the Claims Firm who should not have told you that you can still complain again. Certainly, do not sign any letter of authority with this unscrupulous company.