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DMP mutual support thread part 13 !!
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Just as an update. Spoke to SC as soon as the lines opened this morning and explained the situation. Very understanding, and I expressed my regret. Remaining on SC managed DMP for now. One good thing that has come out of this is that the idea of having to go self-managed made me set up a document with all the relevant reference numbers, contact details etc. of the creditors etc. which are normally on the My DMP portal which SC provide but the mini panic forced me to be a bit more proactive and independent. If the day comes where I have to go self-managed then I am quite certain it is not some insurmountable situation.1
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Hello you lovely lot! Setting up a DMP with step change currently and just sent off our letters to creditors. Is there any additional letter or template for asking them to only contact by letter?0
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Just let step change do their thing and leave them to it0
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4latariel said:Hello you lovely lot! Setting up a DMP with step change currently and just sent off our letters to creditors. Is there any additional letter or template for asking them to only contact by letter?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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sourcrates said:4latariel said:Hello you lovely lot! Setting up a DMP with step change currently and just sent off our letters to creditors. Is there any additional letter or template for asking them to only contact by letter?My mental health is in the toilet and I don’t know if I could handle phone calls. Guess I’ll just put my big girl pants on.0
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4latariel said:sourcrates said:4latariel said:Hello you lovely lot! Setting up a DMP with step change currently and just sent off our letters to creditors. Is there any additional letter or template for asking them to only contact by letter?My mental health is in the toilet and I don’t know if I could handle phone calls. Guess I’ll just put my big girl pants on.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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sourcrates said:4latariel said:sourcrates said:4latariel said:Hello you lovely lot! Setting up a DMP with step change currently and just sent off our letters to creditors. Is there any additional letter or template for asking them to only contact by letter?My mental health is in the toilet and I don’t know if I could handle phone calls. Guess I’ll just put my big girl pants on.0
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Hi I just wanted to pitch in that I have a nonenforceable PRA account and they just offered that I can buy it out at 65 % after not paying for about a year. I still buy it out, as I have other loans to pay out, but incase anybody else is with PRA I just thought I would share. They send me an email every month, and I just basically ignore it :-)
Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250 -
Who was your original debt with mate?0
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Had a text message today from AIC with regards to my debt with Barclaycard saying they've sent me a letter and I need to contact them. As far as I know, I was dealing with Barclaycard for my debts and i've never had any contact with this firm. Anyone know anything about them?
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