DMP mutual support thread part 13 !!

Suseka97

soappie said:

..............my annual review is due and when I went to complete it, I found  there's a new question this year that asks me about assets and specifically asks me for the value and registration number of my vehicle. The form wouldn't let me progress without providing the car  information so I typed in a random number for the value of the car I use and gave a non-valid registration number.

Can anyone please explain to me why Payplan would need my car registration number? And please also confirm that I don't actually need to give it to them? I am concerned that they may pass that information onto my debtors who might then be able, somehow, to locate my car (even though it's worthless!) and take it away without my consent?

Thanks

I have to admit I have no experience of this - but if it were me I would call Payplan and ask them why they are now requiring this info.  As for your concern about the prospect of a creditor laying claim to your car, only a court appointed bailiff/sherrif with a warrant for possession of goods can do that.  So you really don't need to worry on that score, but to put your mind at rest give Payplan a call, after all they are working on your behalf to help resolve your debt situation and should be there to support you and handle any concerns you have.

soappie

Suseka97 said:

Thanks @Suseka97 for your response... I get what you are saying about bailiffs etc but I really still don't understand why Payplan needs  to know my registration number in the first place. I'm not going to call them because last time I tried I never actuallly got through!.........

User_060921

Just tell them to sod off

soappie

Fusterclucker said:

Just tell them to sod off

That has crossed my mind but I am still curious as to why they are asking for the information....

Suseka97

soappie said:

Suseka97 said:

Thanks @Suseka97 for your response... I get what you are saying about bailiffs etc but I really still don't understand why Payplan needs  to know my registration number in the first place. I'm not going to call them because last time I tried I never actuallly got through!.........

Then just leave it as you've already done and see if they get back to you - if they do, then query why they need the information and if they don't, then carry on as you were  

debtfreegirluk

Afternoon all. 

I am self managed and have realised one of my debtors (Very) have marked my account as special arrangement. Am I correct in thinking ideally I want this marked as defaulted ( I mean ideally we want it paid but this is the situation it is!) If so how should I go about that? 

natlie

Hi, I’ve been in my DMP since June 2020 now MBN4 who won’t default me have started adding interest back on to my account, what can I do about this? Thanks

Nat

sourcrates

debtfreegirluk said:

Afternoon all. 

I am self managed and have realised one of my creditors (Very) have marked my account as special arrangement. Am I correct in thinking ideally I want this marked as defaulted ( I mean ideally we want it paid but this is the situation it is!) If so how should I go about that? 

natlie said:

Hi, I’ve been in my DMP since June 2020 now MBN4 who won’t default me have started adding interest back on to my account, what can I do about this? Thanks

Nat

Same answer to you both, you stop paying them, it’s the only way, no end of complaints will get the results you want.

As stated many times before, you don’t pay until the debt has been defaulted, sold, and bought by a new owner.

That way all interest is stopped, the balance is frozen, and then all your money goes to pay down the debt.

debtfreegirluk

Thanks Sourcrates. They did/have stopped all interest etc but it’s better to have it defaulted than a special arrangement correct? 

sourcrates

debtfreegirluk said:

Thanks Sourcrates. They did/have stopped all interest etc but it’s better to have it defaulted than a special arrangement correct? 

Arrangement to pay is what it means, now that will show for 6 years after you make your last payment to the debt, that is the difference between defaults and AP markers.