Barclays PPI

Nasqueron

adam_thedon wrote: »

Another thing to know with Barclaycard applications from back in the day and I’ve seen plenty of these. You can argue until you’re blue in the face that you said no to ppi but if this was a paper application for example after you’ve done your bit the associate upselling would have ticked the box. This was common practice back in the day. But your self employed status (if also stated as self employed on the application will go in your favour)

This sounds highly dubious as it implies Barclays staff were involved in massive fraud for no reason (they would not get commission) and more than that the very first statement of the credit card that showed PPI would flag up to any savvy customer that they were being charged and it would only take one person to complain to a regulator and they'd be dragged over the coals and for what - 80p for £100 of debt insurance?

Self employed only works as a complaint if the policy either did not cover them or imposed such onerous terms on the person that they could never claim

[Deleted User]

adam_thedon wrote: »

if this was a paper application for example after you’ve done your bit the associate upselling would have ticked the box. This was common practice back in the day.

While Bank staff were certainly heavily incentivised to sell PPI, there is no evidence to suggest it was "common practice" for them to fraudulently add it to accounts. People who claim to not know they had PPI have mostly either forgotten agreeing to it or simply did not read what they were signing.

Please stick to facts rather than conjecture.