We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Accident insurance help

2»

Comments

  • facade
    facade Posts: 7,684 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Reads to me as if the son was turning into the drive, and the neighbour backed out in the traditional fashion, (suddenly, at high speed across the pavement intending to stop with a wheel in the gutter to check if anything is coming- as I observe several times a day when walking the dog) and hit him. Backed up somewhat by the neighbour originally offering to chip in, and then backtracking when he realised he could blame someone else.



    Just tell the neighbour it isn't worth falling out over, and you will claim on your insurance, so he will have to as well.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • Itsme1
    Itsme1 Posts: 18 Forumite
    Seventh Anniversary 10 Posts Name Dropper Combo Breaker
    Is the damage worth starting hostilities with your neighbour?
    Yes the car is dented in on the rear wing it smashed in literally. We don't want any hostility however what would you do in this position say nothing and foot the bill.
  • Itsme1 wrote: »
    Yes the car is dented in on the rear wing it smashed in literally. We don't want any hostility however what would you do in this position say nothing and foot the bill.
    I'd get my son to contact his insurer (as he is contractually obliged to do) and ask them to deal with it. If the neighbour is being difficult (and it sounds as if he is partly to blame) this is what I would do.
  • Thanks I've tried amicalibly with the neighbour to sort this out I will get in touch with insurance company.
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Itsme1 wrote: »
    My son is a good driver

    Why did this make me think of Rain Man? :)
    Itsme1 wrote: »
    Thanks I've tried amicalibly [sic] with the neighbour to sort this out I will get in touch with insurance company.

    Why? It's not your car or your policy. Or were you mis-stating the facts when you said this below?
    Itsme1 wrote: »
    My son drove his car onto our drive
  • Itsme1
    Itsme1 Posts: 18 Forumite
    Seventh Anniversary 10 Posts Name Dropper Combo Breaker
    DoaM wrote: »
    Why did this make me think of Rain Man? :)



    Why? It's not your car or your policy. Or were you mis-stating the facts when you said this below?
    Before you pull someone down or try to the facts are above as they happened. Unfortunately some children are born with disabilities and parents do have to do things for them.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Your son's disabilities are serious enough that he can't deal with his insurer, but can drive?

    I presume the insurer have power of attorney on file, to enable them to deal with you on his behalf?
  • Itsme1 wrote: »
    Before you pull someone down or try to the facts are above as they happened. Unfortunately some children are born with disabilities and parents do have to do things for them.

    And I’m sure you’ll make a credible witness for your son.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.