Why Walk When You Can Fly 11 September 2018 at 11:02AM edited 11 September 2018 at 11:18AM in Debt Free Diaries 566 replies 32.7K views

HairyHandofDartmoor

I'm glad things are better for you now Purplemum and it's good to have you back posting again .

Great news on the PPI :T and do try to persuade DH to pay it off the OD or one of the debts. What does he want to do with the money?

I can understand why he worries you'll never pay off the debts, I used to feel like that but you will if you persevere.

Roll on pay day .

Purplemumof2

HairyHandofDartmoor wrote: »

What does he want to do with the money?

He'd put it in the savings, but it would eventually get used when we have a bad month.

I'm trying to counter act any bad months by getting rid of the OD. Men! They're hard work!!!

HairyHandofDartmoor

Men certainly are hard work, never a truer word :rotfl:.

jwil

Welcome back

Purplemumof2

Morning,

Finally I think I am getting somewhere, I have done a lot of thinking about the debt and for the moment I am not going to do much overpaying but rather leave the pots as they are and let them grow and then once there is a substantial amount in there, only then will it go off the debt.

Payday will mean that we will have paid over £1k off the debt since the start of 2019, only £4k to go but like last year, I'd like to increase this, but will see how we go. I am not going to skint us for the sake of it.

Need to badger DH about the small reduction in the OD.

My Tax Code is due to increase in April, so that will help with the figures only a month to go.

Job wise - I have applied for a few jobs and had one construction company contact me direct...I'm hoping that the latter one bares fruit.

March Goals

Lunches to work - 19 days for me as I am holiday for two days for my birthday.
Moneyhub - Need to keep this updated
House stuff - Need to back on top again
Groceries - Aiming to get back on top of this again, it has got ludicrously out of control
Meal plan - In hand with the above one
Training walks - Need to do more longer ones of these
Reading - I'm reading Bruce Dickinson's book at the moment and love it, so need to finish it as DH wants to read it
Council Tax - I think the new bill is due in, so will need to get them to change it to 12 months as they don't do it automatically

March has got to be better than February.

Purplemumof2

jwil wrote: »

Welcome back

Thanks hun x

hugglemonster

Good to see you back, hope things in RL continue to improve.

My dh also says at times we'll always be in debt and is now looking at our pensions - we're not going to have much at current rate when we retire, I didn't even know though that he wasn't paying into the better employer pension rather than the government one! I only speak to dh about money when necessary i.e. we need to have a cheap week of food shopping, no you can't have that today you have to wait until payday, or when I've paid off a debt. He really is so much better but like all of us has the occasional blip.

Hope the job search goes well.

H x

HairyHandofDartmoor

I hope you get somewhere with the job applications Purplemum. A bigger salary would be nice .

jwil

Good luck with the job applications x

WannabeFree

Hope you're okay

Have a lovely weekend

x