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Why Walk When You Can Fly
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You are doing great!!!0
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Deleted_User wrote: »Thank you, but I feel kind of stuck in a rut at the moment.
How come?x0 -
Not sure, just feels like one step forward and three back. Probably just a phase.0
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Deleted_User wrote: »Not sure, just feels like one step forward and three back. Probably just a phase.
I think you have done well and seem a lot focused and have goals x0 -
I feel like that a lot too Purplemum. Mostly on every day other than those I'm making payments/ progress.
For me it's impatience.
Hope the feeling passes soon.
Do you have a milestone to look forward to? Next thing to be paid off or to go into the next debt bracket etc? Might help with your feelings towards it?Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Deleted_User wrote: »I have enough between the CC overpayment pot and the EF that I can clear the Cap One card now, but that would leave the EF brassic.
I could then come February pay day -
Pay £250 off the MBNA, or £200 if I have cleared the £50 target I set myself.
Pay £100 off the Lloyds, as per normal
I would be so tempted to clear the Cap One card. Are you going to close it down once it's cleared?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I feel for you with the school uniform :eek:. I'm so glad that mine have left school!
Good luck with the six year job in Oxford
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »I would be so tempted to clear the Cap One card. Are you going to close it down once it's cleared?HairyHandofDartmoor wrote: »I feel for you with the school uniform :eek:. I'm so glad that mine have left school!
Good luck with the six year job in Oxford.
No DH wants to keep it open for emergencies. I've hidden the others.
Thanks, will need to ring the agency tomorrow to see if the company wants to see me.0 -
Maybe the 'in a rut feeling' is because you are so close to clearing that card? Would it feel better to pay off a bit now and then clear it in February? So you can see a move in the numbers?26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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