Insurance detail

tonyh66

EdGasketTheSecond wrote: »

That does not mean she doesn't park at home more than anywhere else in particular. Maybe the OP can confirm if she stays more regularly at one other address?

I suppose when a parent says their kid is never there doesn't mean they don't live there. On the other hand if she is living with someone elsewhere, then....

sevenhills

tonyh66 wrote: »

so you are a handyman first then a courier sometimes? you should cover yourself for all positions really.

I applied for a part time post with the council, relating to getting people to fill in the electoral register form, I guess that would be another phone call, and do they charge a administration fee.

AndyMc.....

sevenhills wrote: »

I applied for a part time post with the council, relating to getting people to fill in the electoral register form, I guess that would be another phone call, and do they charge a administration fee.

Yes, some do some don't some have an online service which certain changes are free.

What does your documentation say?

sevenhills

Carriage of own goods, carry goods for hire or reward and haulage.

The above categories are from an article from gocompare. Although the middle one is not listed on my last online quote.


https://www.gocompare.com/van-insurance/business-or-private/


My online quote was £480, around double what my car insurance is, just for a random van.

Farmer_Johnson

sevenhills wrote: »

The dictionary definition of commuting says 'regular basis', so I guess the odd journey would be ok.

You asks, you were given the right answer, and so now have decided to try to argue against it?

Why?

sevenhills

Farmer_Johnson wrote: »

You asks, you were given the right answer, and so now have decided to try to argue against it?

Why?

Different posters have given different answers, some say contact the insurance company, I don't know what the correct answer is.
People are giving an opinion.

AndyMc.....

sevenhills wrote: »

Different posters have given different answers, some say contact the insurance company, I don't know what the correct answer is.
People are giving an opinion.

So why not ring the insurance company?

sevenhills

AndyMc..... wrote: »

So why not ring the insurance company?

I would be better off reading my policy, some of the points I am trying to clarify for everyone.
This is general advice from confused.com

Travelling to a railway station en route to work, where the car is parked, is usually classed as commuting. Dropping someone else off at their place of work may also be classed as commuting by your insurer.

I would be very surprised if people knew that, if true for most peoples policies.
You would not be able to help someone out, without asking the reason for needing a lift!

Begsey

What I tend to do is answer all questions asked by insurers truthfully.
I have business use, as I occasionally have to go on training courses, so I'm not always commuting to a single, permanent place of employment.
I don't have a second or third job, but if I did, I'd declare those jobs as well.
I've even declared that, sometimes, my car is parked at work overnight, as I do nightshifts.

I wouldn't pay much notice to Confused.com, they also say....

"But if you don't have an up-to-date MOT, it could invalidate your car insurance."

You can search on here to discover that's not true either.