Forged cheque nightmare - HSBC making me pay £10,500

malacka96

Samsung_Note2 wrote: »

No i think the guy has a point..how many millions would be saved if people had to prove they can actually be trusted with a bank account,how many times do we see the same old stories about people being conned.

We all know full well about not giving details out over the phone but it still happens far to often,but in this case it sounds like someone has done something dodgy thinking they will get a good pay out for helping and have been ripped off...just my opinion obviously.

Hit the link as it pretty much sums it all up...:D
https://www.youtube.com/watch?v=tXzUde5DMUo&list=RDtXzUde5DMUo&start_radio=1&t=4

Hang on a second, are you suggesting that I deliberately did this?

First of all, my dad has had money stolen from him before and I have myself, so I could not fathom doing that to somebody else. Stealing money from somebody can destroy their life, possibly leave one homeless and starving or dead. It is one of the most evil things anybody can do to another person. Fraudsters should be burned at the stake, and to put me on their level is wicked of you.

Secondly, do you really think if I wanted to do fraud I would do it in an account with my real full birth name? Clearly my demon ex and whoever used my account so that they could not be traced. Fraud gets you arrested, you get jailed for it. You really think I would commit fraud on an account with my full name and address details, passport picture attached etc. when the police would find me immediately and throw me in prison? Use your brain before speaking such nonsense. I don't even care about being nice anymore, where has that gotten me?

Terry_Towelling

I understand that it would seem foolish for anyone to commit fraud with their own details (as you have stated) but, equally, the bank/police might say what better way to hide than to do something so obviously self-incriminating. Anyway, that aside, you will surely now wish to work very hard to bring your ex to book and to clear your reputation.

Do you have any photographs of him? Did he drive? What car? What registration? Any photos of the car? He may already be known to the police, so even just showing them a picture of him may help trace him. Did you ever visit the place he lived? What age was he - if he ever told you the truth about that? How long had you known him? He's possibly done this before. Are the police even remotely interested?

Lots of questions but you shouldn't go down without a fight in your attempts to clear your name.

If your identity was used to open an Ulster Bank account that was made using your home address, did you never receive a letter from Ulster Bank at your home address welcoming you to your new account? How did the chequebook get delivered to your ex when it should have gone to your home address? Did Ulster Bank never contact you to say a cheque drawn on the account had bounced and try to charge you for it? Is it likely that Ulster Bank would have CCTV footage if the account was opened online and by a male in a female name? - unless there was a female accomplice.

Don't stop being nice, just be careful who you trust. Don't stay in a relationship with anyone who wants to control you and accuses you of things just to get his own way. Trust has to be earned, not demanded with menaces. Don't let anyone get any closer to you than you can get to them - at least in the early months - and never reveal anything that will let anyone get at your money.