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Brighter Fairy light and a five year plan

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  • To Do list - thursday 3rd Jan

    1. make essay plan & gather books needed
    2. Tidy and hoover living room
    3. Declutter printer unit and restock printer with paper and ink.
    4. clear fridge/freezer and organise meal plan until sunday
    5. 3 washings (dried and put away also)
    6. clear out one of DD's clothes cubes and declutter
    7. clear out my drawers and declutter
    8. check banking and update account


    ooh and forgot to say managed a £5 voucher from Mr M's which normally we put towards other shopping but have decided that I am saving them up for using during the summer when income drops due to student finance ending for the year.
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Saving those vouchers is a great idea think I will take that on board but keep for Christmas
    Not sure where we will shop when we move, may send them to daughter

    What are you reading at uni
    I did a combined degree of sociology and comparative study of religion then a pace loved every moment and made great friends

    I have my housework lists on cards just add extras as needed and pop on fridge

    But you have tackled loads today well done
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Choccybum, just popping in to say hello and wish you a Happy New Year :wave:

    It sounds like you have your hands full in all areas of life so I'm really impressed you're keeping a diary as well. Good luck with everything. I'll be popping in again to see how you're doing :)
  • Aaleigha wrote: »
    Saving those vouchers is a great idea think I will take that on board but keep for Christmas
    Not sure where we will shop when we move, may send them to daughter

    What are you reading at uni
    I did a combined degree of sociology and comparative study of religion then a pace loved every moment and made great friends

    I have my housework lists on cards just add extras as needed and pop on fridge

    But you have tackled loads today well done

    We used to save our vouchers for christmas before i went to uni and the income dropped, last couple of years have been tight in the hols and i've resorted to credit cards but hoping to stay away from that this year. its a catch 22 situation for us in the hols i can't look for a job over summer as DH works extra hours during hols and makes the bulk of his yearly salary then.

    i'm doing a teaching degree, i have another year and a half to go, loving it but its very intense at times due to being in school on placement and then still having uni work and family life to deal with.

    i am a great list writer don't always make it through the list but i feel better seeing some things being scored off the list and as long as i get the urgent things done then the rest will move to following days list.
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • teafor2 wrote: »
    Hi Choccybum, just popping in to say hello and wish you a Happy New Year :wave:

    It sounds like you have your hands full in all areas of life so I'm really impressed you're keeping a diary as well. Good luck with everything. I'll be popping in again to see how you're doing :)

    thanks teafor2, i think this is about the 4th diary i have started on here over the years, fingers crossed this one sticks
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • Not as productive a day as i hoped but i still feel in holiday mode

    To Do list - thursday 3rd Jan

    [STRIKE]1. make essay plan & gather books needed[/STRIKE]
    [STRIKE]2. Tidy and hoover living room[/STRIKE]
    3. Declutter printer unit and restock printer with paper and ink.
    [STRIKE]4. clear fridge/freezer and organise meal plan until sunday[/STRIKE]
    [STRIKE]5. 3 washings (dried and put away also)[/STRIKE]
    6. clear out one of DD's clothes cubes and declutter
    7. clear out my drawers and declutter
    [STRIKE]8. check banking and update account[/STRIKE]

    Pretty much my decluttering that fell by the way side so i need to make that up tomorrow

    Friday to do list
    1. check banking and update accounts
    2. 3 hours working on essay
    3. clear out my drawers and declutter
    4. clear out two off DD's clothes cubes and declutter
    5. clear printer unit, declutter and restock
    6. hoover hall and stairs
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • busy busy day today finishing off a uni essay that is due shortly, back in uni from monday so wanted it out of the way. tomorrow will be a relaxing day hopefully before the madness of kids and i all being back on monday. just a food shop to do and organise uniforms and that is all i have planned.
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    We used to save our vouchers for christmas before i went to uni and the income dropped, last couple of years have been tight in the hols and i've resorted to credit cards but hoping to stay away from that this year. its a catch 22 situation for us in the hols i can't look for a job over summer as DH works extra hours during hols and makes the bulk of his yearly salary then.

    i'm doing a teaching degree, i have another year and a half to go, loving it but its very intense at times due to being in school on placement and then still having uni work and family life to deal with.

    i am a great list writer don't always make it through the list but i feel better seeing some things being scored off the list and as long as i get the urgent things done then the rest will move to following days list.


    I went to get my degree in my thirties Hubby worked every hour he could we juggled two kids one primary on secondary with the in school elements of the degree trying to work a couple of nights in the pub keep up with everything trying not to neglect the kids

    honestly doing all that once you are qualified and in work it will all seem like a bad dream

    what is your specialism and what age group are you heading for
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • I'm doing primary teaching aaleigha.

    well life is going crazy here, uni is full on and i am struggling for time to get on here and catch up. so i think it will be a monthly round up for me for the next few months.

    debt payments and decluttering is still on track so that is the main thing.
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hey Choccybum, hope all is well with you and the family. As long as you're still fighting the fight that's the main thing. Have a great weekend. x
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