Barclaycard on Google Pay

Froggitt2

Its three years since this thread started, and according to their call centre today, they still don't support Google Pay, which has all my other cards. Isn't this pathetic in this day in age? Every other bank seems to support Google Pay.

They suggested I also set up Samsung Pay, which they do support, for the Barclaycard. However, how will the phone know which payment app to use when I go to pay?

Shanwick

You are correct. It is pathetic.

dr_adidas01

Froggitt2 said:

Its three years since this thread started, and according to their call centre today, they still don't support Google Pay, which has all my other cards. Isn't this pathetic in this day in age? Every other bank seems to support Google Pay.

They suggested I also set up Samsung Pay, which they do support, for the Barclaycard. However, how will the phone know which payment app to use when I go to pay?

Its all down to security as to why they don't allow Goggle Pay as Google allow every app to have access to the NFC chip in there devices hence the greater risk of possible fraud.

Apple on the other hand only allows the NFC chip to be used for Apple Wallet and no other apps have access to it, hence the lesser risk of potential fraud.

There is a way you could use your barclaycard with google pay and that is by downloading the Curve card app and linking your barclaycard to it and then add your curve card to google pay.

I assume your phone will know which payment app to use because you select which app you want to use when you go to pay!?!

It maybe pathetic to you but Barclaycard have decided that there is a greater risk of potential fraudulent access via google pay and have decided they aren't prepared to take that risk.

Froggitt2

dr_adidas01 said:

Froggitt2 said:

Its three years since this thread started, and according to their call centre today, they still don't support Google Pay, which has all my other cards. Isn't this pathetic in this day in age? Every other bank seems to support Google Pay.

They suggested I also set up Samsung Pay, which they do support, for the Barclaycard. However, how will the phone know which payment app to use when I go to pay?

I assume your phone will know which payment app to use because you select which app you want to use when you go to pay!?!

I just unlock the phone with my fingerprint, I dont select any app, and Google Pay proffers my Amex to the card reader.

[Deleted User]

dr_adidas01 said:

Froggitt2 said:

Its three years since this thread started, and according to their call centre today, they still don't support Google Pay, which has all my other cards. Isn't this pathetic in this day in age? Every other bank seems to support Google Pay.

They suggested I also set up Samsung Pay, which they do support, for the Barclaycard. However, how will the phone know which payment app to use when I go to pay?

Its all down to security as to why they don't allow Goggle Pay as Google allow every app to have access to the NFC chip in there devices hence the greater risk of possible fraud.

Apple on the other hand only allows the NFC chip to be used for Apple Wallet and no other apps have access to it, hence the lesser risk of potential fraud.

There is a way you could use your barclaycard with google pay and that is by downloading the Curve card app and linking your barclaycard to it and then add your curve card to google pay.

I assume your phone will know which payment app to use because you select which app you want to use when you go to pay!?!

It maybe pathetic to you but Barclaycard have decided that there is a greater risk of potential fraudulent access via google pay and have decided they aren't prepared to take that risk.

What a load of trash. They decided to do it for commercial reasons - nothing more, nothing less.

It doesn't even work consistently as a family member is unfortunate enough to bank with them.

mrochester

dr_adidas01 said:

Froggitt2 said:

Its three years since this thread started, and according to their call centre today, they still don't support Google Pay, which has all my other cards. Isn't this pathetic in this day in age? Every other bank seems to support Google Pay.

They suggested I also set up Samsung Pay, which they do support, for the Barclaycard. However, how will the phone know which payment app to use when I go to pay?

Its all down to security as to why they don't allow Goggle Pay as Google allow every app to have access to the NFC chip in there devices hence the greater risk of possible fraud.

Apple on the other hand only allows the NFC chip to be used for Apple Wallet and no other apps have access to it, hence the lesser risk of potential fraud.

There is a way you could use your barclaycard with google pay and that is by downloading the Curve card app and linking your barclaycard to it and then add your curve card to google pay.

I assume your phone will know which payment app to use because you select which app you want to use when you go to pay!?!

It maybe pathetic to you but Barclaycard have decided that there is a greater risk of potential fraudulent access via google pay and have decided they aren't prepared to take that risk.

I suspect the real reason is that because android is an ‘open’ platform app developers can utilise the NFC functionality within their own apps.  Hooking into Google Pay would require Barclays to share a portion of payments made with Google rather than keeping all the payment fees themselves when using their own app. 

On the iPhone Barclays have no option but to use Apple Pay. 

It’s yet another one of those situations where an ‘open’ platform results in worse outcomes for actual consumers in terms of what they want. 

chistery

Completely agree @mrochester, it's all about money, not Android security.

Gerry1

The Barclays app is hopeless because you can never be sure that a contactless payment will work, often requiring you to log in before you can make a contactless payment.  Highly annoying because it's impractical to do this in a supermarket queue, especially if there's no mobile signal which is often the case.  Heaven help you if you've filled up the car, finished a restaurant meal or are checking out of a hotel !

As part of sensible security precautions I leave the NFC turned off and deny the app permission to make phone calls; there's no reason to enable these features until they are needed.  However, this seems to make the app sulk.  If Barclaycard were any good they'd just launch a pop-up at the appropriate time.  The app is also a rip-off because it dials a chargeable number rather than the 0800 number shown on the card.

There are only two good things about the Barclaycard app, firstly that you can turn off the contactless feature on the plastic card and secondly that you can require all mobile transactions to be PIN verified.  The £100 contactless limit will soon be a fraudsters' charter, especially as many arrogant banks refuse to issue non-contactless cards.  PIN verification at least redresses the balance to some extent, although presumably it won't stop offline contactless purchases such as on TfL buses.

Shanwick

It is indeed purely a commercial decision by Barclays. They don't know what they can't count. They can't count all the merchant fees that they lose because people simply use another credit card to pay using their Android phone...

[Deleted User]

Gerry1 said:

The Barclays app is hopeless because you can never be sure that a contactless payment will work, often requiring you to log in before you can make a contactless payment.  Highly annoying because it's impractical to do this in a supermarket queue, especially if there's no mobile signal which is often the case.  Heaven help you if you've filled up the car, finished a restaurant meal or are checking out of a hotel !

As part of sensible security precautions I leave the NFC turned off and deny the app permission to make phone calls; there's no reason to enable these features until they are needed.  However, this seems to make the app sulk.  If Barclaycard were any good they'd just launch a pop-up at the appropriate time.  The app is also a rip-off because it dials a chargeable number rather than the 0800 number shown on the card.

There are only two good things about the Barclaycard app, firstly that you can turn off the contactless feature on the plastic card and secondly that you can require all mobile transactions to be PIN verified.  The £100 contactless limit will soon be a fraudsters' charter, especially as many arrogant banks refuse to issue non-contactless cards.  PIN verification at least redresses the balance to some extent, although presumably it won't stop offline contactless purchases such as on TfL buses.

Very few contactless payments are offline now - even with transport ones, the card will usually be subsequently refused once an offline transaction is processed and declined.

If you want a non-contactless card - issuers will generally have a non-contactless option available on request.