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I too have always saved, and have taken early retirement. My parents also never had much and saved for a rainy day. They didn't have expensive holidays, and always looked for cheapest options or bargains, limited modernisation of the house, rarely had meals out etc. Now mum is in a nursing home funding herself to the tune of £1000 a week, alongside people being funded by local authority.
If it comes down to needing residential care we are making sure we have sufficient saving to be self funding. No way am I going to be left waiting to be deemed sufficiently decrepit for LA funding in an over my dead body home,