We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

AmEx - Revolut Cashback

James145
James145 Posts: 16 Forumite
in Credit cards
I'm thinking of using my AmEx card to top up Revolut (so I get the 1% cashback, and don't have to carry the AmEx around). Do you know if a Revolut top-up is treated as a purchase?
[FONT=&quot]No part of this post should be viewed as advice.[/FONT][FONT=&quot][/FONT]

Comments

  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    You can top up Revolut using Visa, Maestro or MasterCard debit/credit cards, not Amex.
    Evolution, not revolution
  • The_Urbanite
    The_Urbanite Posts: 359 Forumite
    Part of the Furniture 100 Posts
    No can do and I would strongly advise against trying to do anything that is against their T&Cs unless you're cool with them blacklisting you!
  • NoodleDoodleMan
    NoodleDoodleMan Posts: 4,465 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 24 August 2018 at 8:00AM
    I have Amex Platinum Cashback and have always found their call centre staff helpful and upfront etc. when enquiring on this type of question.

    Can Revolut be topped up from a PayPal account ?

    If so, and you have linked your Amex to your PP that might be the way forward.

    I don't use Revolut so I don't know the answer to that question one way, or the other, just a suggestion for further investigation.
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    NoodleDoodleMan wrote: »
    Can Revolut be topped up from a PayPal account ?


    No, it can't. There's no way to topup Revolut using an Amex card, at the moment.
  • PRAISETHESUN
    PRAISETHESUN Posts: 5,019 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    It's somewhat of a moot point as Revolut doesn't accept Amex, but if they did it would be up to Amex to decide if they classified it as a purchase or a cash advance (some credit card companies consider it a CA when you load a prepaid card). Best chance would be to ask them what they do and do not consider a cash advance. You could look into other payment processors other than PayPal, which might offer a virtual debit card number or something, but I expect there would be fees which would ultimately eat up all of the Amex cashback.
  • JR25
    JR25 Posts: 1 Newbie
    Yeah don't do it. I tried it with my Natwest Cashback Credit card and they treat it as a cash advance and I've been charged 3% of the transaction.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture