AmEx - Revolut Cashback 23 August 2018 at 1:22PM in Credit Cards 6 replies 9.3K views

James145

I'm thinking of using my AmEx card to top up Revolut (so I get the 1% cashback, and don't have to carry the AmEx around). Do you know if a Revolut top-up is treated as a purchase?

eDicky

You can top up Revolut using Visa, Maestro or MasterCard debit/credit cards, not Amex.

The_Urbanite

No can do and I would strongly advise against trying to do anything that is against their T&Cs unless you're cool with them blacklisting you!

NoodleDoodleMan

I have Amex Platinum Cashback and have always found their call centre staff helpful and upfront etc. when enquiring on this type of question.

Can Revolut be topped up from a PayPal account ?

If so, and you have linked your Amex to your PP that might be the way forward.

I don't use Revolut so I don't know the answer to that question one way, or the other, just a suggestion for further investigation.

guesswho2000

NoodleDoodleMan wrote: »

Can Revolut be topped up from a PayPal account ?

No, it can't. There's no way to topup Revolut using an Amex card, at the moment.

PRAISETHESUN

It's somewhat of a moot point as Revolut doesn't accept Amex, but if they did it would be up to Amex to decide if they classified it as a purchase or a cash advance (some credit card companies consider it a CA when you load a prepaid card). Best chance would be to ask them what they do and do not consider a cash advance. You could look into other payment processors other than PayPal, which might offer a virtual debit card number or something, but I expect there would be fees which would ultimately eat up all of the Amex cashback.

JR25

Yeah don't do it. I tried it with my Natwest Cashback Credit card and they treat it as a cash advance and I've been charged 3% of the transaction.