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Fraud Gangs Put Spy Cameras In Shops

James
James Posts: 2,059 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
Gangs have now moved into installing tiny cameras in the ceilings of shops, according to APACS, the UK trade association for payments.

Story click here.

Petrol Stations (fight back):

A nationwide campaign being launched by the UK Petroleum Industry Association and payments association APacs.

Fraudsters have targeted petrol stations in recent years because of the high number of card transactions which take place there.

The advice cards handed out next week will remind drivers to guard their PIN and not to let the card out of their sight when paying.

Story click here.

When your card & PIN is targetted. don't expect your card issuer to reimburse you.

Story click here.


BBC Video (1.55 secs into Video - Citizens Advice Bureau Input).

Click here.

Chip & Signature or Chip & Print are alternatives, with NO cardholder liability for PIN misuse.







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Comments

  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Scary stuff indeed.

    Makes me think about giving up debit and credit cards and going back to good old fashioned cash.
  • vikingaero
    vikingaero Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Whenever I use cashpoints I always insert my card and whilst waiting for the PIN screen to come up I try and force the shrouds/mouldings around the card slot to see if something dodgy has been velcroed on.
    The man without a signature.
  • Eyemean
    Eyemean Posts: 30 Forumite
    I've often been wary about cash machines, especailly when banks started adding those security add ons to the cashpoint slot. At first i would just see that then wouldnt use the cash machine, cause it looked dodgy, but im still not 100% sure about them now, lol.
  • mark1024
    mark1024 Posts: 174 Forumite
    I continue to be amazed how many people brazenly and openly type in their pin while in Sainsburys/Shell etc.
    I always completely cover the keypad with the other had, so I can't even see what I am typing myself (its not difficult to learn) Only came a cropper once abroad before I realised the keypad numbers are often inverted on the continent.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Warned to keep your PIN secret, yet the industry itself can't guarantee PINs are secure. This being the case, how can a victim be held liable for being allegedly negligent with their PIN?

    This recent You Tube Video from BBC WatchDog is well worth viewing.

    Important quote from the Banking Expert in the BBC video, judge for yourself Chip & PIN or Chip & Signature.
  • James wrote: »
    Warned to keep your PIN secret, yet the industry itself can't guarantee PINs are secure. This being the case, how can a victim be held liable for being allegedly negligent with their PIN?

    This recent You Tube Video from BBC WatchDog is well worth viewing.

    Important quote from the Banking Expert in the BBC video, judge for yourself Chip & PIN or Chip & Signature.


    And for every mistake theres hundreds of idiots who walk around with their pins with the cards

    Should the banks really be responsible for all them?
  • 1882
    1882 Posts: 497 Forumite
    Part of the Furniture 100 Posts
    There was the recent story about a checkout cashier stealing from a womans account. He heard her saying Battle of Hastings as she typed in her pin at his checkout.

    Then (even more oddly if you ask me) she left her card and went off.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    And for every mistake theres hundreds of idiots who walk around with their pins with the cards

    Should the banks really be responsible for all them?

    No but the Banks should come clean and inform conusmers that if they have any sort of difficulty with PINs, or they feel less safe using a PIN, or can't remember PINs then Chip & Signature Cards are available.

    The lesson to be learnt is cleary stated by the WatchDog Video

    "In the past if your signature had been forged, by law the banks had to pay out. But there is no law to cover PIN Transactions."

    I wouldn't call people who can't remember seldom used numbers idiots. an

    Card issuers are reluctant to inform consumers an alternative is available, where cardholders can continue to sign (Chip & Signature).

    Banks certainly aren't idiots either as they don't loose out over disputed transactions authorised by a PIN.

    The advice from CardWatch (APACS) is not to use the same PIN with different cards.

    Well I don't know about you, but when it comes to multi Passwords, lots of PINs etc I guarantee most people DO write them down in some form or other.

    Why be held responsible for something you don't need to be ( a PIN or PINs)?

    Don't be an idiot, make an informed decision which is best for you.

    Banking Code 10.4 (January 2001)

    You can choose not be issued with a PIN

    Methinks this should be re-instated immediately.
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