My Journey

Emmel

Its gone !!!55357;!!!56842; now at £0 balance! Onto over draft next. Its £180

beanielou

Well done.

Emmel

Over draft gone! I had started little !!!8216;pots!!!8217; last week, for holidays etc but i feel better mentally if i put this money towards reducing debts and dealing with other things as they arise. I know its probably not the recommended way but I feel like it woll work for me better. Until I get debt to a lower level anyway.

Next up is overdraft #2. Its £2000. Will take longer to clear than previous 2 but in this for long haul. I will take the money i need for thjs week out and then let remaining funds built up slowly to clear it

beanielou

Another one gone :j :j

redofromstart

I dropped in to say Happy New Diary, really impressed with your progress

ftbwannabe

Wow, well done, you've done loads! Great to read your updates.

Emmel

Thank you both. I feel better now the smaller over draft and the high apr card are gone. The larger over draft will take some time to clear, but its the one I need to do next. I feel by doing so I think know they money is the bank is mine. Hoping to have it cleared by the end of the year.

Emmel

Have taken all this weeks money out, and there is circa £350 in the account. I hope to not touch this and leave it to be the start of the repayment. I am paid weekly so the plan is to add to it each week

redofromstart

You just have to keep chipping away at it, but that would be a nice lump off if you can.

Emmel

spent more on food shop today, probably double, maybe a little more. BUT we have got a new chest freezer and it is now full. butcher did me a cracking deal. hoping by having what we need in the house theres no £25 when we nip out for bread/milk.