My Journey

Emmel

Keeping this little diary to help keep me on track! Im tackling my debts one at a time, with the highest apr first!

My aim is to clear £484 from the 1st credit card. I have managed to pay £760 to it over the last few days. £500 was from moving part of the balance to a lower interest card. Also have a pending £200 0% BT pending, so when that goes through will bring the balance down to £284, have some extra money coming in within the next 2 weeks, about £100 so will pay that off

beanielou

Happy shiny new diary

Emmel

thank you!

Emmel

Have Managed to get the balance on said card to £200! won't manage much more though this month, have quite a lot on, however i will try my best. Feeling rather motivated that I have an end date in sight, soa and snowball calculator helped with this.

Emmel

spent £36 on a day out with children today, not too bad i guess, we all had a good day so money well spent. I am trying to spend as little as i can get away with. cooked a chicken tonight so thinking of making a chicken pie tomorrow, or a chicken dinner. will see how it plans out. Cupboards are needing stocked. Defrosted the freezer and stocked it with butcher meat a few days ago so there is plenty meat. I am off tomorrow then back at work for 6 days so i plan to spend very little. I have transfered our shopping money into the shopping account too. there is still £18 left from last week as i used our main account for the butchers. £200 to pay from credit card, then i have decided i need to tackle the 2k over draft next. Small steps

Emmel

yesterday I spent just under £30 on some shopping, freezer is full, possibly need some fresh goods. Have popped grocery money into a separate account so know what is getting spent. Not managed to make anymore payments, however hopeful that I can pop £10-£20 across this weekend

Emmel

have managed to pay £15, brings the card balance to £185. feels good to be under £200. Hopeful I can get it to £150 in the next week.

Emmel

well i managed to pay another £40 today, balance now stands at £145, will try and pay £45 over the next week and be left with £100

Emmel

paid another small £5 payment. £140 balance now.

these little posts are really helping me stay focused and on track. I have also popped £72.50 this week into my various little savings pots. Feeling positive

Emmel

I will be able to pay £110 tomorrow, then the final £30 on Thursday! Then its onto the overdraft!

beanielou

Sounding good