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Can I remove this search?

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  • T-G-C
    T-G-C Posts: 591 Forumite
    500 Posts
    All the advice in the above posts is correct, so I won't repeat it. I had one experience with Addison Lee, where I applied for their credit account and 5 hard searches were made due to a poor lending system.

    I contacted them and within one month all 4 searches were removed, with the one remaining which was correct.

    I have terminated credit agreements in the past and have never been able to remove the foorprint search, as it reflects an *application* made for credit, rather than the credit agreement itself. If the search system did work in this format, searches would have an APPROVED or DECLINED outcome, which would be a massive hit to borrowers, as lenders could make more bias decisions than present.
    Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
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