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Fixed penalty notice and car insurance

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  • Johno100
    Johno100 Posts: 5,259 Forumite
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    z1a wrote: »
    I thought minimum speed for prosecution was 35mph.

    Not technically, but 32 in a 30 by a police car? I'm surprised nobody else has raised their metaphorical eye brows about that.

    Is this a school holiday thread I wonder?
  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
    1,000 Posts Combo Breaker
    z1a wrote: »
    I thought minimum speed for prosecution was 35mph.

    It's an offence to exceed the speed limit not to do 35 in a 30.
  • EssexExile
    EssexExile Posts: 6,454 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    z1a wrote: »
    I thought minimum speed for prosecution was 35mph.
    That's a guideline.
    Tall, dark & handsome. Well two out of three ain't bad.
  • z1a wrote: »
    I thought minimum speed for prosecution was 35mph.

    No.
    The 10%+ 2mph (35mph in this case) is only a guideline and can be ignored.

    This is for England but I'm sure Scotland will be the same.
    https://www.cps.gov.uk/legal-guidance/road-traffic-offences-guidance-fixed-penalty-notices
    The Association of Chief Police Officers (ACPO) issued revised speed enforcement policy guidance in 2013. It suggests that enforcement will normally occur when a driver exceeds the speed limit by a particular margin. The particular margin is normally 10 per cent over the speed limit plus 2 mph. The guidance sets guidelines for when it would be appropriate to issue a fixed penalty notice or for the driver to attend a speed awareness course, and when it becomes appropriate to issue a summons. These are guidelines only and a police officer has discretion to act outside of them providing he acts fairly, consistently and proportionately.
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
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    It's an offence to exceed the speed limit not to do 35 in a 30.

    Quite, but normal procedure is to enforce from 35 in a 30. I think I remember it being said in pepipoo that below the old ACPO enforcement levels it had been considered by the CPS as not being in the public interest to prosecute. I've seen it in actual CPS paperwork shown on pepioo.
  • TooManyPoints
    TooManyPoints Posts: 1,578 Forumite
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    My friend in the police told me whatever I do, don’t tell your car insurance as they will put up your premium

    Which demonstrates why you should never, never, ask for or accept legal advice from a police officer (either serving or retired). Their take on the law is somewhat different to reality.
    I thought minimum speed for prosecution was 35mph.
    Indeed, police guidelines suggest that action should not be taken below 35mph. Interestingly I am having a debate within another question on here about this very matter.It concerns somebody who insists they had action taken for exceeding the limit by just one mph. I have never heard of this and (for one reason and another) I encounter quite a few motortists facing speeding allegations. Did the officer definitely say he would be reporting you for speeding?

    Anyway, as above, if action is taken against you (and the likely result is the offer of a Fixed Penalty of £100 and three points) you should check the terms and conditions of your policy. Some insurers will want you to tell them as soon as you receive the penalty, others only want to know at renewal.It's important that you do whatever they require. Three points for speeding will make very little difference to your premium with most insurers.
  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
    1,000 Posts Combo Breaker
    Geoff1976 wrote: »
    I was driving the works van doing deliveries last week and was pulled over by the police and offered a fixed penalty notice for doing 32mph in a 30mph limit. I cant say for certain I was not doing 32 but in my opinion I was doing 30. I have spoke to a friend in the police and an grudgingly going to accept the penalty notice but my question is to do with notification of car insurance provider. My friend in the police told me whatever I do, don’t tell your car insurance as they will put up your premium but you are not duty bound to declare fixed penalty notices only convictions and as I am not going to court and being found guilty it is not a conviction. Although I trust my friend I still have a worry he’s mistaken does anyone know if this is the case or if I don’t notify I will invalidate my insurance? Thanks in advance for any reply’s

    Ask you friend why there is a court conviction code against points added by fpn. I know there's no paper counterparts of the licence these days but if he's new into the police tell him it will show up on the pnc if he does a #DL.
  • eamon
    eamon Posts: 2,321 Forumite
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    Wasn't there something in the papers re Police Scotland big wigs wanting a zero tolerance on all speeding offences i.e. motorists will get penalised for any mph over a limit. Wonder if the OP has been caught up in this fanciful nonsense?
  • prowla
    prowla Posts: 13,984 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    32 in a 30 does seem a bit pernickety.
  • debtdebt
    debtdebt Posts: 949 Forumite
    How did they prove you were doing 32mph?
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