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Not being able to afford potentially huge vet bills

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  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
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    edited 30 July 2018 at 1:53PM
    Depends on circumstance i would think, and could be *how long is a piece of string"......
    A/ Does it cure the dog
    B/Does it extend life to a high quality
    C/Does it extend life with little improvement
    D/Does the dog have great insurance
    E/Does the owner have deep pockets
    F/And probably a dozen more "does the" questions
    Tick all above that apply
    Too many variables to give the answer a quantity.

    The owner does not have deep pockets and can't afford the bill. I don't believe getting in debt for years to come is the answer.

    So do you dog-lovers out there think she should just leave the animal to suffer, because they can't afford the vet bill?
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • lindens
    lindens Posts: 2,870 Forumite
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    If this were me i would have better pet insurance.

    However then finding myself in this situation i would ram it all on a credit card and then when treatments was over, tighten the purse strings, move it onto a 0% card and pay it off asap.

    IN the meantime do yourself a favour and do an SOA and get your debt paid off, then this situation wont happen again
    I wish him a speedy recovery
    You're not your * could have not of * Debt not dept *
  • System
    System Posts: 178,351 Community Admin
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    The owner does not have deep pockets and can't afford the bill. I don't believe getting in debt for years to come is the answer.

    So do you dog-lovers out there think she should just leave the animal to suffer, because they can't afford the vet bill?

    No i'd pay even if i hadnt got the money and would worry myself sick as to how i was going to pay for it.

    However, there comes a point where i'd say "no more". Havent quite worked that point out yet. Both my girls have grade 4 heart murmurs and would be reluctant to go down the surgery route for anything.

    I'd be guided by my vet who i trust implicitly.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • comeandgo
    comeandgo Posts: 5,930 Forumite
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    Don’t ever get an animal.

    I don't have animals. I have pets.
  • AylesburyDuck
    AylesburyDuck Posts: 939 Forumite
    Eighth Anniversary 500 Posts
    edited 30 July 2018 at 3:13PM
    comeandgo wrote: »
    For those saying pay up, at what cost does it then become let the dog go in peace? 10k, 50k, 100k? Insurances have a maximum. Unfortunately in life we have to look after ourselves first and be as humane as possible next.
    Depends on circumstance i would think, and could be *how long is a piece of string"......
    A/ Does it cure the dog
    B/Does it extend life to a high quality
    C/Does it extend life with little improvement
    D/Does the dog have great insurance
    E/Does the owner have deep pockets
    F/And probably a dozen more "does the" questions
    Tick all above that apply
    Too many variables to give the answer a quantity.

    The owner does not have deep pockets and can't afford the bill. I don't believe getting in debt for years to come is the answer.

    So do you dog-lovers out there think she should just leave the animal to suffer, because they can't afford the vet bill?
    That was in answer to comeandgo and wasnt anything to do with the OP's dilemma, which i has already answered.
    .
    So long as your dog isnt in pain (make sure the vet covers pain needs) is there any problems with doing the cage rest first and then moving on to MRI if it's needed.
    Or otherwise why would he mention it if it wasnt an option.
    Best case, your worrying over something that isnt needed this very second and may not even be needed.
    Worst case, you revisit this in 10 days and stick it on your credit card, because thats the right thing to do.
    Regaurdless of not having deep pockets, if you cant afford to suck it up and spend £2000 then dont have a pet to start off with.
    ,
    Fully paid up member of the ignore button club.
    If it walks like a Duck, quacks like a Duck, it's a Duck.
  • Red-Squirrel_2
    Red-Squirrel_2 Posts: 4,341 Forumite
    comeandgo wrote: »
    I don't have animals. I have pets.

    Presumably rocks or plants then, that’s ok.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 July 2018 at 4:23PM
    I can't believe this thread. Someone comes here and asks for help, and all they get is abuse. One or two people have offered them suggestions on how to manage, all anyone else has done is castigated them for not being able to afford the vet's bill.

    Maybe they have a mortgage to pay, children to feed? I agree they should have had better insurance, but hindsight is always perfect isn't it? Have none of you ever made a mistake?

    I hope the poor dog gets the treatment it needs, whatever that may be.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • fibonarchie
    fibonarchie Posts: 975 Forumite
    Would just like to say how completely disgusted I am that MSE edited my post for so called !!!8216;abuse!!!8217; but have ignored all these people saying it!!!8217;s ok to kill a dog because you don!!!8217;t want to pay the vet bill.
    Very unfortunately.

    Oh do be quiet. It's a money-saving website, - who in their right mind is going to say get into loads and loads of debt because of a dog.

    I genuinely hope OP can get the situation sorted without having to resort to having the animal put down, but the vet might decide that's the best option anyway, depending on what's wrong with it.

    Sadly in this country you've either gotta 'have everything', or 'have nothing', in order to be able to afford to live. Those caught in between get no help whatsoever.
    Signature Removed by Forum Team ..thanks to somebody reporting a witty and decades-old Kenny Everett quote as 'offensive'!!
  • AylesburyDuck
    AylesburyDuck Posts: 939 Forumite
    Eighth Anniversary 500 Posts
    edited 30 July 2018 at 4:27PM
    I can't believe this thread. Someone comes here and asks for help, and all they get is abuse. One or two people have offered them suggestions on how to manage, all anyone else has done is castigated them for not being able to afford the vet's bill.

    Maybe they have a mortgage to pay, children to feed? I agree they should have had better insurance, but hindsight is always perfect isn't it? Have none of you ever made a mistake?

    I hope the poor dog gets the treatment it needs, whatever that may be.
    Again, sorry , but i'm going to have to nit pick,
    She didnt say she couldnt, she said she'd rather avoid paying it off for the next 10 years.
    I can borrow the money on a credit card, but I already have some card debt and don't want to spent the next 10 years paying it back.

    I'm not sure why your getting a bee in your bonnet because some people would do anything for there dogs and to some its an emotive subject.
    ,
    Fully paid up member of the ignore button club.
    If it walks like a Duck, quacks like a Duck, it's a Duck.
  • Red-Squirrel_2
    Red-Squirrel_2 Posts: 4,341 Forumite
    Oh do be quiet. It's a money-saving website, - who in their right mind is going to say get into loads and loads of debt because of a dog.

    Not as many as I thought, sadly.

    Its not an iPhone or a car, its a living, breathing, feeling animal that they willing took on responsibility for, that will be deeply bonded to its owners, is entirely dependent on them for all its needs and its very life, and deserves to get the medical treatment it needs.

    Money saving shouldn't always come first, some things are more important, and yes I have taken on loads of debt to get my dog the care he needs, lots of dog owners do!
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