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lilmissmup's debt free diary!

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Comments

  • evab_2
    evab_2 Posts: 2,336 Forumite
    fantastic news L, well done on all your hard work

    Ev x
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    well done Lilmiss :T :T
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    11 Days to go.....

    Right i am sitting here seriously considering taking the money i need to be debt free out of my sealed pot which i started in December last year for the sealed pot challenge.

    I only need to take £60 out of it to be debt free and i would put that back into the pot or my ISA as soon as i have it but a part of me feels really guilty as there is only 2 months left of the challenge but it will be such a relief to be debt free :o

    There is a good few hundred in there as only been saving £2 coins really.
    Now a SAHM trying to earn some spare pennies each month
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Well i know exactly what was in the Terramundi now.

    £256 :j

    Yes its open i couldn't resist the temptation of knowing i could be debt free Monday! Well i was shaking it and got £4 out and then Nick realised what i was doing and tried to help but a hammer then arrived....

    So i shall be banking that tomorrow and calling up Monday to clear loan off and then rest will go in ISA.

    I do feel guilty for breaking it though. :o
    Now a SAHM trying to earn some spare pennies each month
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Well i am off to the bank in about half an hour to pay my £2 coins in :j

    Just checked my bank accounts and the Tombola money is in and my ISA has been opened :D

    I was thinking i will probably do some betting deals on cashbackkings with some of the money i was going to put in ISA as there is one where you get £40 for depositing $20 so about a tenner and gonna join my OH up to extrabet on his quidco as that will be a free £45 from both of them which is a good interest rate ;)
    Now a SAHM trying to earn some spare pennies each month
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Morning all i am up early as always, my body will not let me lie in :rolleyes:

    Anyway the money to clear my loan is now sitting in my account so i am going to ring tomorrow to make the payment :j

    I invested some of the money made this month into cashback kings and joined Gala Bingo (made new account, used old address as already a member) ;) and Vernons.

    Won nothing on Vernons but £5 on Gala so spent £15 and am now waiting on £35 cashback so £20 extra interest heading my way.

    Going to do some more offers today too.
    Now a SAHM trying to earn some spare pennies each month
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Well done Limiss:T

    Arent they open at the weekend then? Bet you cant wait till tomorrow!

    Ive been trying to get my OH to let me open up some bingo accounts for cashback in his name for weeks but he doesnt want them having his bank details. I will keep on at until he gives in though!:p As the Gala bingo deal on CBK is too good to miss.
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    LOL.

    I just use my other account but open them in his name and use my spare card.

    Just done the platinum play, deposit $20 and get £40 cashback which worked out at £11.36 with the exchange rate, really hoping that one tracks as means £28.64 profit :D

    No Northern Rock aren't open weekends :(
    Now a SAHM trying to earn some spare pennies each month
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Platinum play hasn't tracked yet but i have just done the Mecca deal on CBK, £30 cashback tracked already plus won a full house and have withdrawn £39.67 so £69.67 heading my way :D
    Now a SAHM trying to earn some spare pennies each month
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Right totals i have spent this weekend

    £10 Gala Bingo (deposited £10 but won and withdrew £5) = £15 profit on £20 cashback
    £10 Vernons = £5 Profit on £15 cashback
    £10 Mecca (played and won a full house) = £30 cashback and £39.67 winnings so minus £10 played £59.67 profit.

    So played £25 this weekend and have come away with that money back plus £79.67 up :T
    Now a SAHM trying to earn some spare pennies each month
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