lilmissmup's debt free diary!

lilmissmup

Just checked my Nectar account and have been given 500 bonus points from Gala Bingo but no idea why!

I have only ever played it once since they joined Nectar and can't find anything about why i should have them?

Not that i mind, i have £12.50 on my Nectar card now, keeping it incase of an emergency

lilmissmup

I have spent way too much time on here today lol.

I went into town earlier actually and spent money! Eek! £3.98 in oxfam bookshop and £4ish in pub on drink and jacket potato.

I have just been looking into New York and i am looking at about £2000 for a week! :eek:

I can book it through Virgin using my clubcard vouchers (which i currently have £402 worth off) but i need to find the other £1600.....so ahem yeah.....:o

I have another quarter i can use to get Tesco points, had a look on eBay to see if there were any good vouchers to buy but nothing really. My clubcard plus gives me double points but thats not gonna get me to New York....

So i need to start myself a mini challenge i think....find £1500 for new york challenge! I might put it in my siggy and start today, gonna put my paypal total into it and see how it goes!

Wish me luck!

lilmissmup

Just a quick note to say managed a NSD today! :j

Hoping tomorrow will be one too as i have food for lunch and a magazine to read, i need to go to Iceland one night but putting that off for long as possible.

lilmissmup

3 NSD days in a row so far, wondering if i can make can do it tomorrow and Thursday too, out Friday so not gonna happen.

I now have £32.98 in the New York fund.

I am not sure what savings account to use though, i am going to ask on the savings board if there is a penalty for withdrawing on the Tesco Internet Saver account i just opened, i.e do you lose the bonus?

lilmissmup

Just a quickie, i now have 45.27 in the New York fund and have earnt £7.22 from doing the stationary order for work today too.

Plus in 50 days i will be debt free, how good is that :D

lilmissmup

I am in a right grump today. Everyone at my work is really miserable and its rubbing off on me :rolleyes:

On a positive money note i got a £10 amazon voucher today from Valued Opinions so thats in my account now towards Christmas and i am off to read a book and try and chill out.

Just having a fed up of being skint and never going out day.

thepinklady

Hey Lilmiss,

Well done on all your NSD's, thats great. Keep it up!!!

That New York fund is getting bigger i see, you will be off to the big Apple in no time. Are you going to save quite a bit for spending money too? i went with £500, and my OH went with £500 and we still had to take money out on our cards. Its not expensive, but so many shops, and a lot to do the first time you visit. Your probably better at shopping than me though and don't want to buy everything you see!!!

stacy

hello lilmissmup, hope everything is good! i cant believe ur nearly debt free im so jelous lol check out my debt free date.....i dont think so though im deffo paying it off b4 then!! i did the snowball thing n it said my braces would take 5years to pay off lol i only got at most a year and a bit left till they come off! so i had them adjusted today (paid £30) lots going on in my mouth atm lol from power chains to a million added extra bits of metal to criss crossed metal all across my front teeth, doesnt look as bad as it sounds (wish my dentist would tell me what does what) but kinda cant ask considering my mouth is wide open the whole time lol newho well done on the debt free front getting closer then the more you can save for that holiday woop woop! oh and i won £5.10p on the butlins bingo today woohoo :j

lilmissmup

Well tbh Hayley i am thinking of taking a pretty much empty suitcase :rotfl:

That £1500 isn't including spending money, how long did you go for?

Hi Stacy!

I am paying from my braces monthly and have paid £400 already when they were fitted, first payment goes out on Tuesday for £100 for next 2 years!

mariagti

Good luck for your New York challenge! How much spending money do you think you will take? How long is the flight to New York??