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ESA: Spending inheritance on disability related needs?
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Mappamundi wrote: »Hi
I’m about to come into some inheritance. I have a little boy who is on Dla and I’m on Pip.
My inheritance Is from a Trust so a property is being divided by three and is being sold. My brother is buying us out, well buying two of us out.
I’m on benefits and have been for ten years. I’m in the ESA support group and I have a
Full NI profile. So my award is divided between income and contribution based. I get housing benefit and the council tax paid. I get carers as my son is on Dla and CTC. I get the SDP thing as well.
I feel a bit scared to be honest with you.
So as I understand it I was told today that I could buy what I wanted and once I was under the 16k threshold my income based benefits would start again. I asked if I had to reapply they said no...but I guess you would need to keep them informed of where one was on the scale once you entered below the 16k mark.
I have PIP as I said and wanted to buy a camper van. The reason being is that I can only drive so long and need a nap. It’s happening more and more. I have osteoarthritis and lower back issues. Ankles, knees and back are terrible so I was going to get this van because it’s higher and easier to get into than a car. I was also looking at getting an automatic vehicle for obvious reasons.
My question is would they accept a new one being purchased or does it have to be a second hand one?
I was going to put some money into a trust fund for my son as he has some disabilities. He is my only child and I’m 52.
I was going to put money away into a scheme for my funeral....
Are these valid areas to spend money in this situation I have outlined?
I have some debts all of them I can pay off when I want...a car which I can pay off earlier two club type books...all three I pay off monthly.
Any advice would be welcome. I just do not want to get this wrong....0
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