Car damaged by illegal overtake

grumpygit_2
grumpygit_2 Posts: 16 Forumite
edited 19 July 2018 at 3:14PM in Motoring
Hi.
My windscreen was badly damaged and paintwork was also damaged by stones thrown up by a car which overtook me illegally.
I was driving at the speed limit and the overtaking car crossed cross hatching markings and threw up a load of stones.
I have it all on dashcam and also have the vehicles number.
I flashed him and signalled for him to pull over but he just disappeared into the distance at high speed.
Is it worth contacting police and insurance to try and claim for the damage.
Thanks
«13

Comments

  • debtdebt
    debtdebt Posts: 949 Forumite
    Probably not worth it.
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    As soon as you report this you will have to declare it for the next 5 years regardless of whether you get anywhere or not.

    Damage from stones being thrown up on the road can be a grey area - not sure the TP insurer will entertain a claim but if its that badly damaged give it a go - have you got a quote for the repair?
  • Car_54
    Car_54 Posts: 8,739 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    grumpygit wrote: »
    Hi.
    My windscreen was badly damaged and paintwork was also damaged by stones thrown up by a car which overtook me illegally.
    I was driving at the speed limit and the overtaking car crossed cross hatching markings and threw up a load of stones.
    I have it all on dashcam and also have the vehicles number.
    I flashed him and signalled for him to pull over but he just disappeared into the distance at high speed.
    Is it worth contacting police and insurance to try and claim for the damage.
    Thanks
    Was there a solid line on the LH of the cross-hatching?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    grumpygit wrote: »
    Is it worth contacting police and insurance to try and claim for the damage.
    No.


    Claim off your own insurance for the glass, if you have glass cover, by all means.
  • LABMAN
    LABMAN Posts: 1,659 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Yes, claim from the Council for the stones being in the road perhaps?
  • grumpygit_2
    grumpygit_2 Posts: 16 Forumite
    Car_54 wrote: »
    Was there a solid line on the LH of the cross-hatching?


    Solid line both sides of cross-hatching.
  • grumpygit_2
    grumpygit_2 Posts: 16 Forumite
    LABMAN wrote: »
    Yes, claim from the Council for the stones being in the road perhaps?


    Council/Highways won't pay out for debris thrown up by another vehicle.
  • photome
    photome Posts: 16,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Bake Off Boss!
    grumpygit wrote: »
    Council/Highways won't pay out for debris thrown up by another vehicle.


    not sure a 3rd partys insurer will either
  • facade
    facade Posts: 7,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can snitch him/her up for the driving on the forbidden (solid border) cross hatchings with your dash cam footage if it makes you feel better.


    There are official Police webpages for snitch footage now.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • Beenie
    Beenie Posts: 1,634 Forumite
    Part of the Furniture 1,000 Posts
    Isn't calling it 'snitch footage' a bit pejorative?

    there's nothing wrong with providing film evidence that can possibly be used by the police to make roads safer for all drivers.

    There are too may dangerous and selfish oafs on our roads. Dashcam footage is an excellent way of fighting back.
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