We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Judgement by default, but defendant hasn’t paid

Options
Hello, just looking for some advice. This situation has caused me a lot stress and worry over the last few months.

Quick backstory - I bought a car from a 'trader' which turned out to be faulty. It broke down on the way home. Diagnosed as a gearbox fault (it is a VW on a DSG - the fault is common, apparently).

Contacted the 'trader' immediately and he flatly refused to do anything. Told me that the car wasn't faulty when it left his premises. Also told me that he was a private seller so Consumer Rights did not apply.

I have lots of proof that he is a trade seller (trade invoice from him, still selling cars on two well-know web sites under his 'company name' etc.)

I went straight to small claims court; no replies or communication from person in question, eventually I now have judgement by default, but still no reply and still not received my money.

Although I have a lot of evidence to back me up and a judgement that says he owes me the money, I still don't have my money back.

I instructed county court bailiffs and have received three telephone calls from them saying that they have failed to make contact. He didn't answer the door twice and the third time when he answered, he denied all knowledge of the person named on the judgement living there, i.e. him! Bailiffs have said there is nothing more that they can do.

So I don't know what to do now. If I transfer it to the High Court, am I any more likelier to get my money back?

Any help appreciated, thanks.

Comments

  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    HCEO's are more robust in their collecting of debts. They get payment by results whereas baliffs are paid regardless.

    If you've come this far you might as well escalate up.
  • steampowered
    steampowered Posts: 6,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    HCEOs may well be able to get the money back (plus fees) as they have more powers than county court bailiffs. Or they may also be unsuccessful.

    It is 50/50.

    You have to weigh the cost of instructing HCEOs against the cost of the debt. With HCEOs you have to pay an admin fee if they are unsuccessful but it isn't very much, so it could be worth a go.
  • shaun_from_Africa
    shaun_from_Africa Posts: 12,858 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    HCEOs may well be able to get the money back (plus fees) as they have more powers than county court bailiffs. Or they may also be unsuccessful.

    When you instruct HCEO's, are you able to specify a date when they attend the debtors house or business or is it entirely up to them?
    If a date can be arranged at fairly short notice then it might be an idea to do this when you know that there are other vehicles for sale.
    I know that this doesn't guarantee that they will be at the address that the HCEO's go to but if they are, they could possibly be seized if no payment is forthcoming.
  • twhitehousescat
    twhitehousescat Posts: 5,368 Forumite
    1,000 Posts Third Anniversary Name Dropper
    the chances are all vehicles will still be registered to there old owners , slim chance , working from home will be "in trade" ,
  • shaun_from_Africa
    shaun_from_Africa Posts: 12,858 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    the chances are all vehicles will still be registered to there old owners
    That shouldn't matter too much provided that the debtor is selling them.
    Even if still registered to the previous owner, the V5 doesn't prove who owns the vehicle concerned.
  • steampowered
    steampowered Posts: 6,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    When you instruct HCEO's, are you able to specify a date when they attend the debtors house or business or is it entirely up to them?
    If a date can be arranged at fairly short notice then it might be an idea to do this when you know that there are other vehicles for sale.
    I know that this doesn't guarantee that they will be at the address that the HCEO's go to but if they are, they could possibly be seized if no payment is forthcoming.

    HCEOs need to give a notice of enforcement at least 7 days in advance (unless a judge has authorised them to dispense with that requirement).

    However beyond that it would be up to the HCEOs when to attend - so it would be an excellent idea to try and find out if the defendant owns any other vehicles and if so where they are kept.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.