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Apprentice car insurance

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Used Martins tips for cutting car insurance for my 20 year old son, quotes varied from £1200 to £2500, on the off chance phoned the insurance company that daughter is with who is a full time student and they quoted £713 comprehensive as they state that an apprentice is still classified as a full time student. Unable to then beat quote using Martin's links but came up with same quote from same company.

Comments

  • Welcome to MSE...

    Just so you know you have posted this on the referral board! :D
  • Browntoa
    Browntoa Posts: 49,604 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'll move it somewhere more suitable for you ;)
    Ex forum ambassador

    Long term forum member
  • anewman
    anewman Posts: 9,200 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I see no reason not to post up the names of the insurance companies :) if you wish.
  • Apologies for posting on wrong board, first time at this. Insurance company for cheapest quote is Endsleigh
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    Just remember that if you say they're a student and they aren't, technically they're committing Insurance Fraud which is a prosecutable offence and they won't be insured either as they have made a false statement.
  • loftus
    loftus Posts: 578 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Conor wrote: »
    Just remember that if you say they're a student and they aren't, technically they're committing Insurance Fraud which is a prosecutable offence and they won't be insured either as they have made a false statement.
    Teyha wrote: »
    they quoted £713 comprehensive as they state that an apprentice is still classified as a full time student

    I presume they is the insurance company.
    No reliance should be placed on the above.
  • 'They' are the insurance company and so long as the insured person is honest there is no problem. As mentioned Endsleigh sate that an apprentice is a student, as until the apprenticeship is completed the insured remains a student. Just thought that as more apprenticeships are being undertaken than it is worth knowing. all information was given to the insurance company to confirm this was the case as I am well aware of the legal ramifications
  • goldspanners
    goldspanners Posts: 5,910 Forumite
    Teyha wrote: »
    'They' are the insurance company and so long as the insured person is honest there is no problem. As mentioned Endsleigh sate that an apprentice is a student, as until the apprenticeship is completed the insured remains a student. Just thought that as more apprenticeships are being undertaken than it is worth knowing. all information was given to the insurance company to confirm this was the case as I am well aware of the legal ramifications

    when i was an apprentice i tried to get a discount from insurers but i wasnt allowed a student discount as it wasnt a full time course and didnt have a student card,but could prove i went to college.

    maybe things have changed since then.
    ...work permit granted!
  • anewman
    anewman Posts: 9,200 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    when i was an apprentice i tried to get a discount from insurers but i wasnt allowed a student discount as it wasnt a full time course and didnt have a student card,but could prove i went to college.

    maybe things have changed since then.

    Surprisingly my current insurer did not ask for any proof I was at University, but I suppose if it came to needing to claim they'd be asking then and my insurance would be invalid if I didn't happen to be a student.
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