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Glorious July's NSD Challange.
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NSD no 13 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
#21 today.0
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Today is no 14.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It does, thank you - I hope you didn't mind me asking! This is my first month and I'm working out how this can work best for me, and it's all about cutting out extra/unnecessary spends for me, but I do tend to spread my planned shop over several trips looking for reduced items so I'm thinking of my rules for next monthmarmiterulesok wrote: »Hi.I have a weekly grocery budget,and as long as I stay within budget,even a spend day equals an nsd,IYSWIM.
I'm really skint rn so any 'extra' buys are out of the question.
Some people might not agree, but the great thing about this challenge is that we can make our own rules.
Even if I take the bus I don't include it as I have my travelcard or swimming because I have a subscription.
Some people don't include 'emergency' spends like a lightbulb ,razors or a pint of milk,as long as that's all you buy.
I also don't include any bills because they're also budgeted for and necessary.
HTH.:)
Spent on both days over the weekend so still 8/10 for me0 -
Hopeless_Case wrote: »It does, thank you - I hope you didn't mind me asking! This is my first month and I'm working out how this can work best for me, and it's all about cutting out extra/unnecessary spends for me, but I do tend to spread my planned shop over several trips looking for reduced items so I'm thinking of my rules for next month
Spent on both days over the weekend so still 8/10 for me
No,I don't mind you asking!
Have you thought about a grocery budget/meal planning and keeping to a shopping list?0 -
I dont count my food shopping unless I go over budget.
Today was no 15.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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Yesterday was #22, today will be #23.0
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NSD no 16 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
marmiterulesok wrote: »No,I don't mind you asking!
Have you thought about a grocery budget/meal planning and keeping to a shopping list?
Thanks, I do a meal plan on Sunday and draw up a shopping list, then i'll go on Monday and get the stuff which isn't going to be reduced, and any of the other stuff (fruit, veg, meat, bread etc) which is in the RTC areas.
Then I'll keep popping in trying to find those items, being flexible eg just looking for a green veg not specifically a cabbage!
I have a monthly budget but don't specifically do a weekly one, this might be something which would help, based more specifically on what I actually need that week, and I'm refining to make the NSDs work for me, so I think next month shopping list items and RTC items won't count as spends
Another NSD yesterday, think that's 9/100
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