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Glorious July's NSD Challange.
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#17 yesterday.0
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Aiming for another NSD today, barring emergencies0
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Today will be no 11.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Still keeping within my budget so #18 today.0
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Managed an NSD yesterday, so on 8/10 :j:j0
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#19 today.0
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NSD no 12 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
marmiterulesok wrote: »#19 today.
That's amazing, only one spend day this month - do you have loads of exceptions or how do you manage ? (Hope that doesn't sound rude, I'm new to this and genuinely interested
:)) 0 -
Hopeless_Case wrote: »That's amazing, only one spend day this month - do you have loads of exceptions or how do you manage ? (Hope that doesn't sound rude, I'm new to this and genuinely interested:))
Hi.I have a weekly grocery budget,and as long as I stay within budget,even a spend day equals an nsd,IYSWIM.
I'm really skint rn so any 'extra' buys are out of the question.
Some people might not agree, but the great thing about this challenge is that we can make our own rules.
Even if I take the bus I don't include it as I have my travelcard or swimming because I have a subscription.
Some people don't include 'emergency' spends like a lightbulb ,razors or a pint of milk,as long as that's all you buy.
I also don't include any bills because they're also budgeted for and necessary.
HTH.:)0 -
No spends planned at all today so I'm declaring #20 early.0
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