44 months to 40

beanielou

Your room sounds fab

starnac

beanielou wrote: »

Your room sounds fab

Thank you. It is getting there. We bought a new lampshade as well - £10. DH put that up yesterday and he's ordered the frame we need for the picture that has been blue-tacked to the wall since christmas :eek: It finally feels like we are getting somewhere.

We have a tendency to live with all the little jobs that need doing, you know how it is! Then we get them all done just before we move out so that someone else gets to live in our nice house! Well I've decided that I would actually like to live in a (pretty much) completed house! The problem is balancing doing things up and saving to move at the same time :cool: On the upside we would need to get the jobs done before renting this one out anyway so we might as well benefit from it.

Money news - I moved £27.86 to the mortgage :rotfl:and £50 to savings. Signature updated.

I'm waiting for a cheque to clear before I move anything else.


Ooh side note - I am loving the cheque deposit feature on my online banking! Cheques clear in 24 hours pretty much! It's brilliant!

starnac

Argh!! The frame arrived broken! DH has emailed them with proof etc but it is exactly what we wanted so hopefully they'll replace it for us. I can't wait to hang it.

This week is an odd one as DD is doing her summer camp so it's just me and DS. Problem is we've got to be leaving the house at 7.15am to get her to Cardiff on time :eek: DS is not impressed as he likes to laze around in his pyjamas for a while after getting up on school holidays.

Our mortgage statement arrived yesterday. I was a bit disappointed as it only showed one overpayment. I know the others would have just missed the cut off date for the statement but I was looking forward to seeing them on there! Never mind, it just means that next year's will look pretty good. Hopefully :rotfl:

In a year the mortgage has dropped £2,631.43 which doesn't sound a lot does it? That was only normal payments and one £200 overpayment so it should drop by a lot more next year.

starnac

Also, forgot to mention, I moved some money into our emergency savings so that brings our savings up to £2035.59

starnac

Afternoon all. Halfway through August already! How did that happen??

Money wise I have moved another £200 to the savings so that's looking pretty good. DH and I had a good chat about our plans to reduce the mortgage and move into our forever home. He admitted that as much as he'd like to be mortgage free as soon as we can, he doesn't want to go back to our debt busting days when every penny we had went on paying off debts. He said he has enjoyed the relative freedom we've had over the past 2(?) years when we haven't had to worry about *every* penny.

So we've agreed to send as much as we can to the mortgage and savings without negatively affecting our lives. Which is fair enough. We really struggled through our debt busting years and I don't think I'd want to go back there either.

starnac

starnac wrote: »

Argh!! The frame arrived broken! DH has emailed them with proof etc but it is exactly what we wanted so hopefully they'll replace it for us. I can't wait to hang it.

They sent us a replacement no problem at all. It's arrived and we've actually hung it. It looks great. The front room looks a lot better and more "put-together" now so I'm happy

starnac

Morning all. After a very busy week last week we are having a quiet morning. We all have dentist appointments this afternoon which the kids are decidedly sulky about! Not entirely sure why? Our dentist is so lovely. But then again, can't say I'm keen on going either!! What is it about the dentist I wonder?

I plan to get some much needed wardrobe sorting done today then we are going to do "touristy" things around the area tomorrow before going away for a few days. We're not going far but far enough if that makes sense? It's not costing us much either as we got a pretty good deal.

Mortgage news - a small OP made today £23.85 from rounding down the account. It's not massive but it is something.

starnac

Exciting day for us today as we are going away for a couple of days. We are staying about an hour away from here in an old farmhouse that is 5 mins away from civilisation yet feels like it's the only place in the whole world! It's got plenty of enclosed outside space for the kids to play around in and with sheep as our only neighbours, we won't need to worry about the noise (from the kids, not the sheep )

We have prepared cheap/free activities. DH is taking us gorge walking one day, we've got water guns, nerf guns and a football to play with, we have borrowed a projector to watch DVD's "cinema style" and I have made an escape room type challenge for the kids. We are also taking books and some lego and there are board games in the farmhouse for us to play with too. So all in all, apart from food, which we have taken mostly from stores here (we did buy BBQ type food though as there is a built in BBQ there) and petrol we shouldn't spend too much.

Greying_Pilgrim

starnac wrote: »

Exciting day for us today as we are going away for a couple of days. ......

starnac lovely, I can see that you are going to be my 'GO TO' expert on finding (affordable) late availability getaways in the future! Whilst I've reconciled the fact that we'll probably never make it to places like Cornwall/the lake district/Isle of Wight in BG's childhood, I've been amazed at some of the prices for holidays that I've heard about. DH had a work colleague who went away with his wife, daughter (adult) and the daughter's boyfriend - £1k for a week's narrowboating :eek: I don't know if that included fuel/fees and passes, or whether that was on top with any 'spending' you might need. But that is a chunkachange to find!


Hope the weather smiles on you, and family starnac has a spiffing time - certainly sounds like all your planning will make it very special time


*see ya* when you get back


Greying X

zcrat41

That sounds like a beatifyl holiday Starnac. Enjoy