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Would this work?
Comments
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I will also gift £5000 to each child every year. I know from experience that once my savings drop below £12.5k (this figure may have changed) I will qualify for assistance with rent.
It seems to me to be the only way I can safeguard their inheritance and live near to them.
Your children shouldn't have an automatic expectation of receiving an inheritance. Their inheritance should be whatever happens to be left over after you can no longer use it.
Benefits are meant to be a safety net for people who, for whatever reason, can't afford the basics. There's only a limited pot, and we all pay for that out of our taxes. Doing what you propose is stealing from honest tax payers and those who actually need the benefits.Note: Unless otherwise stated, my property related posts refer to England & Wales. Please make sure you state if you are discussing Scotland or elsewhere as laws differ.0
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