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Mobile Phone Insurance

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Well hi there,

Just wondering if anyone uses an insurance company to cover their mobile phone.
I've just upgraded my phone and I'd like to get it covered, but the one offered by my phone company meant I'd be paying about £12 a month, about two thirds the cost of my phone package!

So I'm shopping around and looking for suggestions.

Thank you

Comments

  • ballyblack
    ballyblack Posts: 5,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £12 a month:eek:

    put the £12 in a piggy bank instead and insure yourself
  • marcarm
    marcarm Posts: 1,211 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I was with switchedon, was paying about £6 a month for my Galaxy S8.

    Claimed for a cracked screen, £50 excess, sent my phone on the Thursday, and got it back on the Monday.

    No issues at all.
  • Mister_G
    Mister_G Posts: 1,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Some packaged bank accounts include phone insurance. Nationwide include travel insurance and breakdown cover, as well as phone insurance, in theirs.
  • pmduk
    pmduk Posts: 10,681 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    There can be a huge difference in cover between policies. I'd like to think most MSErs will do it automatically, but make sure that the cover you want is provided, in the policy document , not just what you expect or a glib sales rep has assured you.
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Check with your home insurance first to see whether it's covered.
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