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Goodbye TSB

13

Comments

  • polymaff
    polymaff Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    polymaff wrote: »
    Not so. If you do SA and you want cover against bank and/or HMRC incompetence you DO need a Certificate of Interest.
    pochisoldi wrote: »
    If, and only, if HMRC investigate your return. Even then, when you produce 12 TSBstatements and everyone else's S975 certificate (or equivalent), they'll move onto the next part of your return. They'll be more interested in the self employment, property or trust pages and what you've claimed as expenses.

    In the meantime, if you want to submit your return now, wait until everyone else has sent you an interest summary, then add up the interest received and submit. TSB will eventually issue a certificate of interest paid. If they don't by the end of July, raise a complaint and if they have stopped ignoring complaints, and you drop lucky you might get £25 compo.

    No, let's stick to qualified fact and not to speculation.

    In particular, you don't know how HMRC will treat my SA - yet you waste almost a paragraph speculating on the matter. The rest of the paragraph is wasted on the foolish assumption that I will have, or will easily obtain, 12 documents from an organisation currently failing to produce a single one.

    Your second paragraph relies on your first for its rationale - bad mistake.

    As for compensation, my itemised claim for £100 compensation is already with TSB.
  • soulsaver
    soulsaver Posts: 6,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    TSB on line access is down... again. Just when I was going to check if I'd had my May DC 20 payments bonus, yet.
    Anyone else's missing June payment?
  • colsten wrote: »
    Same here. No claim as no loss. I am very greatful for the 5% interest though :cool: and wouldn't dream of closing my TSB accounts

    Are you getting 5% for 6 accounts?
  • pochisoldi
    pochisoldi Posts: 365 Forumite
    Part of the Furniture 100 Posts Name Dropper
    polymaff wrote: »
    No, let's stick to qualified fact and not to speculation.

    In particular, you don't know how HMRC will treat my SA - yet you waste almost a paragraph speculating on the matter. The rest of the paragraph is wasted on the foolish assumption that I will have, or will easily obtain, 12 documents from an organisation currently failing to produce a single one.

    Your second paragraph relies on your first for its rationale - bad mistake.

    As for compensation, my itemised claim for £100 compensation is already with TSB.

    No speculation here, the facts are that I have a complete record of interest received from TSB. I don't need an interest certificate to complete my SA tax return. If you want one, fine. I'm sorry I wasted my time trying to help you, go spit your remaining venom at TSB.
  • polymaff
    polymaff Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Are you getting 5% for 6 accounts?

    All six here received a 5% payment on June 2nd (£6.23 on £1,500)
  • Cotta
    Cotta Posts: 3,667 Forumite
    polymaff wrote: »
    All six here received a 5% payment on June 2nd (£6.23 on £1,500)

    You have six accounts earning 5%?
  • polymaff
    polymaff Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Are you getting 5% for 6 accounts?
    polymaff wrote: »
    All six here received a 5% payment on June 2nd (£6.23 on £1,500)
    Cotta wrote: »
    You have six accounts earning 5%?

    Yes, we do.

    Re-checked especially for you :)
  • Cotta
    Cotta Posts: 3,667 Forumite
    polymaff wrote: »
    Yes, we do.

    Re-checked especially for you :)

    How is the question then?
  • soulsaver
    soulsaver Posts: 6,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Cotta wrote: »
    How is the question then?

    You could 'legally' have multiple accounts in the past.. and whilst they've said they MAY cut you back with 2 months notice, IME they haven't...yet.
    And note s/he said 'we'.. so joints included.
  • polymaff
    polymaff Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    soulsaver wrote: »
    You could 'legally' have multiple accounts in the past.. and whilst they've said they MAY cut you back with 2 months notice, IME they haven't...yet.
    And note s/he said 'we'.. so joints included.

    Yes, I intentionally did a multiquote of the "you"s and then used "we" to subtly make that point. :)
This discussion has been closed.
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