the dollar's gone up..what shall i do?

egamar

Aegis wrote: »

AND you get the usual added protection afforded by buying on a credit card.

Isn't that question still awaiting appeal against a High Court ruling that Sect. 75 protection does NOT extend overseas?

I may have misheard/misunderstood/made it up - but that's my understanding of the current position .....

Oh, it might refer to just outside the EU, or it might be outwith the UK. God, what it is to have lost ones marbles and to have completely forgotten where one had been that day .... .

Paul_Herring

egamar wrote: »

She preloads it in case she needs to draw cash (as we think that avoids interest on cash advances although you till pay say $1.50 for a withdrawal). Excellent exchange rate and no commission: it's a deal!

You'd probably be even better off opening a Nationwide current account as well, 'pre-load' that, and use the debit card for cash withdrawals.

Aegis

egamar wrote: »

Isn't that question still awaiting appeal against a High Court ruling that Sect. 75 protection does NOT extend overseas?

I may have misheard/misunderstood/made it up - but that's my understanding of the current position .....

Oh, it might refer to just outside the EU, or it might be outwith the UK. God, what it is to have lost ones marbles and to have completely forgotten where one had been that day .... .

It sounds like the companies involved just lost their case today:

http://news.bbc.co.uk/1/hi/business/7070720.stm

egamar

Paul_Herring wrote: »

You'd probably be even better off opening a Nationwide current account as well, 'pre-load' that, and use the debit card for cash withdrawals.

I can't remember why we didn't do that now: probably out of jealously protecting the 0.1% more pa in interest we get from the Halifax. :mad: Time to revisit methinks! Ta for the reminder!


Ahhh, I remmber now: I think it was a problem with finding ATMs in Gooberville, Mississippi and Butf*ck, Alabama that you could approach in the dark without an armed escort ....

egamar

Aegis wrote: »

It sounds like the companies involved just lost their case today:

http://news.bbc.co.uk/1/hi/business/7070720.stm

How timely was that! And jolly good news for us all, too!

Biggles

egamar wrote: »

Crikey! To win $50 on a movement of a cent or two indicates spending something between £2500 and £5000 on your cash $ purchase!

If that's so, he could have 'won' up to $600 by using a Nationwide cred/debit card over there instead of buying $ here, or up to $300 by using an 'ordinary' credit card!

egamar

Biggles wrote: »

If that's so, he could have 'won' up to $600 by using a Nationwide cred/debit card over there instead of buying $ here, or up to $300 by using an 'ordinary' credit card!

Yup, getting $50 more on what was a crappy deal in the first place isn't really a win, is it!

Paul_Herring

egamar wrote: »

I can't remember why we didn't do that now: probably out of jealously protecting the 0.1% more pa in interest we get from the Halifax. :mad: Time to revisit methinks! Ta for the reminder!


Ahhh, I remmber now: I think it was a problem with finding ATMs in Gooberville, Mississippi and Butf*ck, Alabama that you could approach in the dark without an armed escort ....

Sorta begs the question "Where were you using your credit card to withdraw money then?"

egamar

Paul_Herring wrote: »

Sorta begs the question "Where were you using your credit card to withdraw money then?"

For that she took cash - for that very reason! (Not much, most everything can be bought on credit cards - cash is mainly for taxis and tips). Oh, and she forgets her pin easily. And apparently EVERY ATM she went to didn't accept her card anyway. She travels on her own, you see - she shouldn't really!

Biggles

egamar wrote: »

Ahhh, I remmber now: I think it was a problem with finding ATMs in Gooberville, Mississippi and Butf*ck, Alabama that you could approach in the dark without an armed escort ....

I have to say I felt a lot safer using ATMs in the US than I have in London, Birmingham or Manchester. Or even in my little home town, in the High Street after dark.....