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Losing control, time to take charge.

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  • Caspeia
    Caspeia Posts: 166 Forumite
    I didn't get most of my list done, when I changed the toilet seat it wouldn't come off no matter how hard I tried and I got in a bad mood. I decided to watch some TV and take a break and try again but before I knew it the kids were home!

    I've finished reading hypno's first diary. I'm moving onto her second diary and shes just been honest about the true figure she owes. Its inspired me to be honest about my overspend in July, I ended up on a spending spree which meant around £265 within a couple of days and it all went on the credit card. I regretted it straight away and didn't want to admit that I had made such a big mistake. I just kept using my pre overspend amount on here and I paid it off all last month. According to my debt tracker app on my phone (I've been 100% honest to the app) the total for all my debts was at £7224.99 combined but it is now sitting at £5362.27 which means since the end of June I have managed to pay off £1862.72, I'm a bit annoyed at myself that along this journey so far I have increased the debt at some point but I am happy that overall I have decreased the debt.


    So far I have paid:

    Sofa: £140.28 / £1122.24
    TSB: £525 / £775
    Halifax: £594.33 / £594.33
    Lloyds: £157.98 / £3998.66
    Tesco: £445.13 / £734.76
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dont beat yourself up.
    This is real life & we all make mistakes.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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