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Buying a car as a learner driver

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Comments

  • Car_54
    Car_54 Posts: 8,936 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    spiro wrote: »
    The other thing I've heard about going out with someone who is not an instructor is they may not pick you up on bad habits.
    Instead of having 1 or 2 2 hour lessons a week why not have 2 or 4 1 hour lessons that way you could be having a lesson every other day.


    My advice would be the opposite. Two-hour lessons are usually much more efficient.



    In a one-hour lesson, some time is inevitably needed for introductions, debriefing, admin, driving to and from home, etc. This doesn't need to be duplicated for the second hour, which can be 100% "productive".
  • caprikid1
    caprikid1 Posts: 2,491 Forumite
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    Different strokes different Folks.


    When I was learning to drive I have a MK2 Escort as a car available to me, I was learning in a brand New Nissan Sunny.


    The difference between the two cars was for me a barrier to getting my license , I left the MK2 on the drive got my license then switched.


    I don't think twice now about jumping into anything from a 7.5T lorry to a mini but when I was learning it was detrimental.
  • System
    System Posts: 178,371 Community Admin
    10,000 Posts Photogenic Name Dropper
    GunJack wrote: »
    These days that is often prohibitively expensive, unfortunately...it certainly was for our older 2 years ago, and looking similar for the younger now :(

    You as a learner get insurance in your own name on your parents car rather than being added to their policy.

    There are companies doing specific learner policies and they're ridiculously cheap however they only last as long as you're a learner.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • flashg67
    flashg67 Posts: 4,141 Forumite
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    Tarambor wrote: »
    You as a learner get insurance in your own name on your parents car rather than being added to their policy.

    There are companies doing specific learner policies and they're ridiculously cheap however they only last as long as you're a learner.

    As above, my SD bought a months insurance on my car as a learner for about £80 (from memory) so we could take her out but she would use that to make any claim, rather than destroying my NCB. She ended up taking the test in my car too - just had to buy a stick on rear view mirror
  • FreddieFrugal
    FreddieFrugal Posts: 1,752 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I did buy a car before I passed my test and took out insurance based on my provisional licence. I actually had the car for nearly a year before I'd even started taking lessons!

    I've got an extra year and a half No claims on top of the ones I built up with full driving licence.

    I have found that some insurers make it awkward - however moneysupermarket website is perfectly happy for you to input more years no claims than the age of your full licence.

    So that covers a very large number of insurers straight away that are happy to accept the extra NCB

    Aviva also words it as - How long had you held any licence - including provisional rather than specifically full. So no problems there.

    Currently with Directline and they were also happy to accept the extra NCB. They may not have done on website but I had to call them anyway due to an issue I had retrieving a quote.
    Mortgage remaining: £42,260 of £77,000 (2.59% til 03/18 - 2.09% til 03/23)

    Savings target June 18 - £22,281.99 / £25,000
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