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no building control on my floored loft

2

Comments

  • GEmum18
    GEmum18 Posts: 21 Forumite
    hi there,, no extension on roof at all just floored , fitted staircase , velux, electric , essentially a room but sold not including this.. if this has been up well over 10 years can they realistically make me do anything.
    I am going to ask would the indemnity insurance be accepted instead
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    GEmum18 wrote: »
    hi there,, no extension on roof at all just floored , fitted staircase , velux, electric , essentially a room but sold not including this.. if this has been up well over 10 years can they realistically make me do anything.
    I am going to ask would the indemnity insurance be accepted instead

    it just comes down to what's acceptable to the buyers lender
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Wobblydeb
    Wobblydeb Posts: 1,046 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    If there are no building regulations certificates then there are none. Your solicitor will simply have to inform your buyers that. The buyer's solicitor then must advise his client accordingly.

    In the last house we bought there were no certificates for electrical and plumbing work which I knew there should have been. We got retrospective approval for an understairs WC but not the work done in the kitchen. After buying we uncovered a load of shoddy DIY work, so personally I wouldn't willing take on a house without them again.

    Other buyers may not be bothered though....
    I've got a plan so cunning you could put a tail on it and call it a weasel.
  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    GEmum18 wrote: »
    hi there,, no extension on roof at all just floored , fitted staircase , velux, electric , essentially a room but sold not including this.. if this has been up well over 10 years can they realistically make me do anything.
    I am going to ask would the indemnity insurance be accepted instead


    Once there is a fitted staircase, people know there is a room, that can be used as a habitable space against building regulations.
    I want a loft conversion, I want the minimum that complies with regulations. I hope to get someone to do most of the work, and some DIY.
  • GEmum18
    GEmum18 Posts: 21 Forumite
    no i completely understand what your all saying and obviously the buyer is more than happy to proceed but ultimately it comes down to their lender, I was just asking can anything be enforced as the space is up well over 10 years when building control wasn't required
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I think you will find that 10 years ago you still would of needed sign off by a BCO for putting in a permanent staircase.
  • Aylesbury_Duck
    Aylesbury_Duck Posts: 15,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    GEmum18 wrote: »
    hi there,, no extension on roof at all just floored , fitted staircase , velux, electric , essentially a room but sold not including this.. if this has been up well over 10 years can they realistically make me do anything.
    I am going to ask would the indemnity insurance be accepted instead
    If you or someone else has been using it for ten or more years and it hasn't fallen down, it would appear to be structurally safe. I say "appear" because from your description it sounds less so - boarded lofts are not built to take loads beyond light storage, christmas decorations, that sort of thing. What structural survey and/or work was done to make it more load-bearing? You can see why a buyer might be personally reticent and their mortgage lender more so.

    No one can make you do anything but it might cause a sale to fall through or some serious price renegotiation to take place if the mortgage lender won't proceed or if a prospective buyer has planned use for the space but can't be assured that it's safe. It doesn't matter what it's being advertised as - if a potential buyer knows the space is there it will have been a factor in their offer.
  • GEmum18
    GEmum18 Posts: 21 Forumite
    sorry by boarded i meant plasterboarded and skimmed :-) the floor is all floored appropriately as i myself had survey done when i purchased..

    The buyers are more than happy but i understand it isn't up to them, i was merely just asking for advice on how to rectify and and if i can be made to remove considering this was all done alot more than 10 years ago
  • Aylesbury_Duck
    Aylesbury_Duck Posts: 15,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    In that case, it would seem to be down to their mortgage lender and whether they will lend to them.

    You cannot be made to remove it.
  • dunroving
    dunroving Posts: 1,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    In that case, it would seem to be down to their mortgage lender and whether they will lend to them.

    You cannot be made to remove it.

    Not by the buyer. Not by the lender.

    But as I keep saying on these threads, some Jobsworth local authority building consents officer can make your life pretty miserable if they want to, including requiring that you make any remedial work they deem to be necessary. Including complete removal.
    (Nearly) dunroving
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