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Lowest risk 3% investment?

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Comments

  • jimjames
    jimjames Posts: 18,930 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    lesshaste wrote: »
    I was trying to work out how this would work. The current accounts normally require you to, for example, pay in at least £750 and pay at least three Direct Debits each statement month. The Tesco one pays 3% interest up to 3000 pounds.

    Although if you're one of the people who opened accounts a couple of years ago then there is no such requirement and you can just keep £3k in there. Always worth watching out for the offers and take them up rather than waiting or thinking it's not worth it
    Remember the saying: if it looks too good to be true it almost certainly is.
  • EmilyG2010
    EmilyG2010 Posts: 79 Forumite
    I think you can have two current accounts with Tesco paying 3% btw. So get 3% on £6000 with them. Although you'd need 6 direct debits for this.
  • EmilyG2010
    EmilyG2010 Posts: 79 Forumite
    I think TSB and Nationwide current accounts are your other options. You can enhance your return with cashback. These will be instant access. You you can get close to 3% if you fix for a few years. Or take more risk in p2p as others have advised.
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