Can this really be happening?

atmyWITSend

I'm trying to staircase and buy my shared-ownership flat from Metropolitan Home Ownership. I need a mortgage and the bank, HSBC has agreed in principle but their surveyor requires the fire safety report to provide a valuation. The management company for my building, Rendall & Rittner says it doesn't share that information with third parties (which includes me) and apparently MHO has no power to procure the report for me either. The bank will not approve the mortgage. I've spoken to surveyors for Halifax and Lloyds who say they have the same requirement. This means I can't get a mortgage and can't buy my flat. I can't believe the management company can do this but I'm getting nowhere with them. Does anyone have any advice on how to resolve this situation? Please.

Sophie2009

Honestly management companies are a nightmare! Personally I would say save more and buy a freehold house. As if they are like before you have bought it! What will they be like when you buy? From experience management companies will show documents but always for a fee!

But if you want to ahead explain that no one in the block will be able to buy or sell if this is not shown. I would imagine this would be part of the management pack they produce on behalf of the seller.

Look on the website lease they may have other advice on there

Tiglet2

Have you instructed a solicitor to act for you? If so, then they can write to MHO and request the management/leasehold pack. There will be a fee, which you will have to pay, but the Fire Risk Assesssment (and Asbestos Report) forms part of the pack. They cannot refuse to provide it to your solicitor.