Insurance after TT99

DrummerMonkey

So a few years ago i caught without insurance, twice in 6 months. Picked up two IN10s, 12 points, big fines and a 6 month ban.

After I served it, I got my license back and with it came a new TT99.

I shopped around for insurance and 1st Capital were the cheapest for me. for the last two years GoSkippy have been cheaper so gone with them.

When it comes to declaring your endorsements, you do not need to declare anything other than the TT99 - the insurance company told me this after i declared both IN10s and the TT99.

But be prepared to pay for insurance - my first year was almost £900 - my old insurance was down to £200 before i let my payments slip

Hendo261291

Drummer monkey- I'm 28, I'm in the same position- How did you get on?

Mercdriver

Hendo261291 said:

Drummer monkey- I'm 28, I'm in the same position- How did you get on?

Drummer monkey posted just the once, almost 2 years ago.  What makes you think he will see your post let alone reply?

AdrianC

DrummerMonkey said:

When it comes to declaring your endorsements, you do not need to declare anything other than the TT99 - the insurance company told me this after i declared both IN10s and the TT99.

DECLARE EVERYTHING.

They'll ask for your licence number anyway, and only a fool trying to hide something would refuse. That allows them to confirm what you've told them.

If you tell them what they don't need to know, then the premium won't change.

If you don't tell them what they do need to know, then all hell could land on you when they find out. And they will.

Mercdriver

AdrianC said:

DrummerMonkey said:

When it comes to declaring your endorsements, you do not need to declare anything other than the TT99 - the insurance company told me this after i declared both IN10s and the TT99.

DECLARE EVERYTHING.

They'll ask for your licence number anyway, and only a fool trying to hide something would refuse. That allows them to confirm what you've told them.

If you tell them what they don't need to know, then the premium won't change.

If you don't tell them what they do need to know, then all hell could land on you when they find out. And they will.

Drummer monkey posted just the once.  12th June 2018.

AdrianC

Mercdriver said:

AdrianC said:

DrummerMonkey said:

When it comes to declaring your endorsements, you do not need to declare anything other than the TT99 - the insurance company told me this after i declared both IN10s and the TT99.

DECLARE EVERYTHING.

They'll ask for your licence number anyway, and only a fool trying to hide something would refuse. That allows them to confirm what you've told them.

If you tell them what they don't need to know, then the premium won't change.

If you don't tell them what they do need to know, then all hell could land on you when they find out. And they will.

Drummer monkey posted just the once.  12th June 2018.

Well, at least he didn't spread his utterly abysmal suggestion any wider, then... Still needs stamping on, in case some poor fool actually follows it.