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Insurance after TT99

Welshpk
Welshpk Posts: 12 Forumite
in Motoring
Hi

What is the best insurance company to go with after a TT99 and how much of a penalty will it be on the insurance.

Thanks


PK
«1

Comments

  • TadleyBaggie
    TadleyBaggie Posts: 6,540 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Do some dummy quotes on the available comparison websites.
  • chrisw
    chrisw Posts: 3,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    TT99 - ban after accumulating 12 points.
  • Car_54
    Car_54 Posts: 8,748 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    How long is a piece of string?


    Type of car, area, age, occupation? Other convictions? Claims?


    Best bet is probably a local broker (not Swintons).
  • Car_54
    Car_54 Posts: 8,748 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    chrisw wrote: »
    TT99 - ban after accumulating 12 points.


    Yes, which means there are numerous convictions within the last five years to declare.
  • LandyAndy
    LandyAndy Posts: 26,377 Forumite
    Part of the Furniture 10,000 Posts
    Car_54 wrote: »
    Yes, which means there are numerous convictions within the last five years to declare.

    At least 2.
  • System
    System Posts: 178,301 Community Admin
    10,000 Posts Photogenic Name Dropper
    The type of penalties you got will have an effect. If there's a 6 pointer in there it'll cost a bucketload more than if it was four 3 pointers. If the 6 points was for no insurance or there's a DD code expect to have your pants pulled down.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
    1,000 Posts Combo Breaker
    Tarambor wrote: »
    The type of penalties you got will have an effect. If there's a 6 pointer in there it'll cost a bucketload more than if it was four 3 pointers. If the 6 points was for no insurance or there's a DD code expect to have your pants pulled down.

    Why do you think two convictions will cost more than four?

    Surely two speed offences is better than four careless driving offences.
  • angrycrow
    angrycrow Posts: 1,103 Forumite
    Tenth Anniversary 1,000 Posts
    As Tarambor or suggests the type of convictions makes a big difference to how the premium is loaded. Insurers really dislike certain convictions, mobile phone conviction, drink or drug driving conviction and no insurance convictions.
  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
    1,000 Posts Combo Breaker
    angrycrow wrote: »
    As Tarambor or suggests the type of convictions makes a big difference to how the premium is loaded. Insurers really dislike certain convictions, mobile phone conviction, drink or drug driving conviction and no insurance convictions.

    He said six pointers, you can get that for speeding and only three for driving without a licence.
  • Car_54
    Car_54 Posts: 8,748 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    AndyMc..... wrote: »
    He said six pointers, you can get that for speeding and only three for driving without a licence.


    But no-one mentioned driving without a licence.
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